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Hasta octubre de 2024, era una escéptica remunerada cuando se trataba de IA en finanzas.",[88],{"type":60,"attrs":89},{"color":62},{"type":50,"attrs":91,"content":93},{"textAlign":52,"key":92},"p-1",[94],{"text":95,"type":57,"marks":96},"Claro, había leído los titulares y asistido a las presentaciones. Pero como muchos directores financieros, me preguntaba si la exageración mediática coincidía con la realidad. Entonces llegó el momento que lo cambió todo. Fue durante una rutinaria revisión mensual de rendimiento en mi anterior puesto en Aviv. Estaba mirando hojas de cálculo, escribiendo manualmente comentarios de análisis de variaciones por lo que parecía ser la centésima vez. Por impulso, probé usar GPT para rellenar previamente el análisis.",[97],{"type":60,"attrs":98},{"color":62},{"type":50,"attrs":100,"content":102},{"textAlign":52,"key":101},"p-2",[103],{"text":104,"type":57,"marks":105},"Diez segundos. Eso fue todo lo que necesitó para hacer lo que normalmente consumía horas de mi tiempo, o se delegaba a un analista júnior, o se convertía en otra tarea que abordaría tarde por la noche después de que todos los demás se hubieran ido a casa.",[106],{"type":60,"attrs":107},{"color":62},{"type":50,"attrs":109,"content":111},{"textAlign":52,"key":110},"p-3",[112],{"text":113,"type":57,"marks":114},"Fue entonces cuando me di cuenta de que la IA no nos reemplazará. Transformará nuestra forma de trabajar.",[115],{"type":60,"attrs":116},{"color":62},{"type":50,"attrs":118,"content":120},{"textAlign":52,"key":119},"p-4",[121],{"text":122,"type":57,"marks":123},"Cuando empecé a explorar mi siguiente oportunidad, el compromiso de Spendesk con la IA destacó de inmediato. No sólo hablaban de ello. Lo estaban integrando en su producto y su cultura. Como alguien que acababa de tener su propio despertar con la IA, sabía que aquí era donde tenía que estar.",[124],{"type":60,"attrs":125},{"color":62},{"type":127,"attrs":128,"content":130},"heading",{"level":129,"textAlign":52},2,[131],{"text":132,"type":57,"marks":133},"La brecha entre optimismo y acción",[134],{"type":60,"attrs":135},{"color":62},{"type":50,"attrs":137,"content":139},{"textAlign":52,"key":138},"p-5",[140],{"text":141,"type":57,"marks":142},"He aquí la paradoja. Mientras que el 85% de los CFO son optimistas sobre la IA, el 61% no ha implementado nada. Entiendo la vacilación. Yo también la tuve.",[143],{"type":60,"attrs":144},{"color":62},{"type":50,"attrs":146,"content":148},{"textAlign":52,"key":147},"p-6",[149],{"text":150,"type":57,"marks":151},"Las preocupaciones son reales. Incertidumbre sobre el ROI, brechas de habilidades, problemas de confianza. Mientras tanto, nuestros colegas de ventas, marketing y RRHH ya están experimentando. Las finanzas, tradicionalmente la función que impulsa la transformación en toda la empresa, están al margen.",[152],{"type":60,"attrs":153},{"color":62},{"type":50,"attrs":155,"content":157},{"textAlign":52,"key":156},"p-7",[158],{"text":159,"type":57,"marks":160},"Pero el impulso es innegable. El gasto en IA de las empresas británicas se ha multiplicado por seis en dos años, con 32 veces más empresas invirtiendo ahora. La pregunta ha pasado de \"¿Vale la pena?\" a \"¿Cómo hago que esto funcione?\"",[161],{"type":60,"attrs":162},{"color":62},{"type":50,"attrs":164,"content":166},{"textAlign":52,"key":165},"p-8",[167],{"text":168,"type":57,"marks":169},"En Spendesk, no somos sólo usuarios de IA. Estamos construyendo soluciones impulsadas por IA para equipos de finanzas. 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Suscríbete a nuestro Newsletter para mantenerte informado.",[1879,1880],"08873884-f99d-46d2-9481-0563134fdd37","2ef12409-8f14-46b2-a8d0-0175290269ec",[1882],{"cta":1883,"_uid":1884,"items":1885,"heading":1998,"reverse":26,"component":372,"sectionSettings":2019},[],"1320905c-cdee-41a4-bbec-6d93ca2e4e3f",[1886,1942],{"_uid":1887,"title":328,"component":329,"description":1888},"dfc0accd-ab64-464a-8597-b76754748f04",{"type":47,"content":1889},[1890,1895,1922,1927,1932,1937],{"type":50,"attrs":1891,"content":1892},{"textAlign":52},[1893],{"text":1894,"type":57},"El gasto empresarial incluye diferentes tipos de gasto:",{"type":1896,"attrs":1897,"content":1899},"ordered_list",{"order":1898},1,[1900,1908,1915],{"type":1901,"content":1902},"list_item",[1903],{"type":50,"attrs":1904,"content":1905},{"textAlign":52},[1906],{"text":1907,"type":57},"El gasto estratégico suele estar centralizado y gestionado por ejecutivos de alto nivel con responsables de gasto dedicados. Se puede gestionar a través de facturas, transferencias bancarias y órdenes de compra.",{"type":1901,"content":1909},[1910],{"type":50,"attrs":1911,"content":1912},{"textAlign":52},[1913],{"text":1914,"type":57},"El gasto discrecional y operativo también está centralizado, pero lo realizan los directivos y empleados durante su vida profesional diaria. Incluye compras con tarjeta, pagos de suscripciones, anuncios digitales, eventos, pedidos de oficina y viajes de negocios.",{"type":1901,"content":1916},[1917],{"type":50,"attrs":1918,"content":1919},{"textAlign":52},[1920],{"text":1921,"type":57},"Los gastos, a diferencia del gasto estratégico, representan una cantidad significativa de pequeñas compras que pueden ser difíciles de rastrear. Estos incluyen pagos con tarjeta, reclamaciones de gastos, beneficios para el equipo y gastos de viaje.",{"type":50,"attrs":1923,"content":1924},{"textAlign":52},[1925],{"text":1926,"type":57},"La gestión del gasto es el proceso mediante el cual las empresas gestionan los gastos empresariales. Tiene en cuenta el proceso completo cuando alguien necesita realizar un gasto: obtener aprobaciones de compra, proporcionar métodos de pago, presentar y procesar facturas, presentar y reembolsar reclamaciones de gastos, buscar recibos y facturas para la conciliación, y asignar los códigos analíticos, las cuentas de gastos y los tipos de IVA adecuados a todos esos gastos para la contabilidad.",{"type":50,"attrs":1928,"content":1929},{"textAlign":52},[1930],{"text":1931,"type":57},"Las herramientas de gestión de gastos se vuelven necesarias cuando aumenta el número de empleados y la necesidad de procesos claros, mayor visibilidad y control comienza a crecer para los equipos financieros.",{"type":50,"attrs":1933,"content":1934},{"textAlign":52},[1935],{"text":1936,"type":57},"Los empleados necesitan herramientas flexibles y fáciles de usar para poder gastar fácilmente y estar capacitados para hacer su trabajo.",{"type":50,"attrs":1938,"content":1939},{"textAlign":52},[1940],{"text":1941,"type":57},"Ahí es donde Spendesk puede ser una buena opción.",{"_uid":1943,"title":338,"component":329,"description":1944},"f20ef905-76e9-4b90-a0db-1e8c1c5ae03f",{"type":47,"content":1945},[1946,1951,1963,1968,1978,1983,1988,1993],{"type":50,"attrs":1947,"content":1948},{"textAlign":52},[1949],{"text":1950,"type":57},"Spendesk ofrece métodos de pago para empresas modernas y una potente plataforma para que los equipos financieros gestionen los gastos. Esto incluye tarjetas de débito para sustituir las antiguas tarjetas de crédito de empresa, tarjetas virtuales para compras online e informes de gastos automatizados para pagos inesperados.",{"type":50,"attrs":1952,"content":1953},{"textAlign":52},[1954,1958,1961],{"text":1955,"type":57,"marks":1956},"Para los empleados",[1957],{"type":1038},{"type":1805,"marks":1959},[1960],{"type":1038},{"text":1962,"type":57},"Los empleados ya no tienen que pagar de su bolsillo. Solicitan fondos para una compra concreta y pueden utilizar su tarjeta Spendesk o su tarjeta virtual para realizar el pago.",{"type":50,"attrs":1964,"content":1965},{"textAlign":52},[1966],{"text":1967,"type":57},"Si por cualquier motivo el empleado no puede utilizar su tarjeta Spendesk, toma una foto del recibo a través de la aplicación móvil de Spendesk y crea una solicitud de reembolso de gastos en el acto. Esta se envía directamente a su superior para su validación y, a continuación, al equipo financiero.",{"type":50,"attrs":1969,"content":1970},{"textAlign":52},[1971,1975,1976],{"text":1972,"type":57,"marks":1973},"Para los equipos financieros",[1974],{"type":1038},{"type":1805},{"text":1977,"type":57},"Cada empleado tiene su propio perfil de Spendesk y su tarjeta de débito para gastos. Así, a diferencia de lo que ocurre con las tarjetas de crédito de empresa, siempre se sabe quién está gastando el dinero de la empresa.",{"type":50,"attrs":1979,"content":1980},{"textAlign":52},[1981],{"text":1982,"type":57},"La plataforma permite a los controladores crear límites de gasto y aprobaciones previas. Los ejecutivos de nivel C o los gerentes tendrán un nivel de gasto preaprobado diferente al del resto del personal. Si un miembro del equipo necesita superar su presupuesto preaprobado, puede solicitarlo a su gerente a través de la aplicación móvil o la plataforma en línea.",{"type":50,"attrs":1984,"content":1985},{"textAlign":52},[1986],{"text":1987,"type":57},"Cuando se realiza un gasto con una tarjeta Spendesk, el empleado simplemente toma una foto del recibo en el momento de la compra. Esto significa que ya no se pierden los recibos.",{"type":50,"attrs":1989,"content":1990},{"textAlign":52},[1991],{"text":1992,"type":57},"Los equipos financieros pueden ver los gastos de la empresa en tiempo real y hacer un seguimiento de los recibos o facturas que faltan enviando recordatorios a los empleados a través de la plataforma.",{"type":50,"attrs":1994,"content":1995},{"textAlign":52},[1996],{"text":1997,"type":57},"La revisión de los gastos también es más fácil, ya que los equipos financieros pueden agruparlos y asignarles los tipos de IVA y las cuentas de gastos adecuados antes de exportarlos fácilmente a sus herramientas de 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soportado en los gastos de empresa y de empleados: qué s","16",[2068],{"_uid":2069,"asset":2070,"caption":24,"component":312},"1de8f75f-1bd0-42ee-a5c2-08022b3d42c8",{"id":2071,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":2072,"copyright":24,"fieldtype":30,"meta_data":2073,"is_external_url":26},213582395689572,"https://a.storyblok.com/f/146026/1535x1024/e848c12268/iva-soportado.png",{"size":2074},"1535x1024","Descubre cómo gestionar el IVA soportado de los gastos de empresa y empleados, qué documentación necesitas y cómo preparar la información para tu Modelo 303.",[],[2078],{"_uid":2079,"items":2080,"heading":2151,"component":372},"5cc20ce9-9c68-49f4-8c7d-06d62c5f2ed6",[2081,2091,2101,2111,2121,2131,2141],{"_uid":2082,"title":2083,"component":329,"description":2084},"ef3bd6d4-8891-4fbc-987a-33a4b36e6d23","¿Cuál es la diferencia entre IVA soportado e IVA repercutido?",{"type":47,"content":2085},[2086],{"type":50,"attrs":2087,"content":2088},{"textAlign":52},[2089],{"text":2090,"type":57},"El IVA soportado es el que la empresa paga en sus compras y gastos. El IVA repercutido es el que cobra a sus clientes en sus ventas o servicios. La liquidación periódica tiene en cuenta ambos conceptos, conforme a las reglas aplicables.",{"_uid":2092,"title":2093,"component":329,"description":2094},"cf52c420-13e2-41d2-8022-5afcb0679c90","¿Cuál es la diferencia entre IVA devengado e IVA deducible?",{"type":47,"content":2095},[2096],{"type":50,"attrs":2097,"content":2098},{"textAlign":52},[2099],{"text":2100,"type":57},"El IVA devengado se refiere al momento en que nace la obligación tributaria de una operación. El IVA deducible es la parte del IVA soportado que la empresa puede restar cuando cumple los requisitos correspondientes.",{"_uid":2102,"title":2103,"component":329,"description":2104},"debf2315-76f3-495f-8c56-d7ea4f3ae93f","¿Se puede deducir el IVA de las comidas de empresa?",{"type":47,"content":2105},[2106],{"type":50,"attrs":2107,"content":2108},{"textAlign":52},[2109],{"text":2110,"type":57},"Puede ser deducible cuando la comida está relacionada con la actividad, el gasto cumple las condiciones fiscales aplicables y existe una factura o justificante válido. Conviene conservar también información sobre el motivo del gasto y sus participantes cuando sea necesario.",{"_uid":2112,"title":2113,"component":329,"description":2114},"e7aac6c8-ff94-4088-a783-78f5b88c4790","¿Se puede deducir el IVA de un parking o un peaje?",{"type":47,"content":2115},[2116],{"type":50,"attrs":2117,"content":2118},{"textAlign":52},[2119],{"text":2120,"type":57},"No automáticamente. Aunque el parking o el peaje estén relacionados con un desplazamiento profesional, también hay que revisar el vehículo utilizado, su grado de afectación a la actividad, las limitaciones aplicables y la documentación disponible.",{"_uid":2122,"title":2123,"component":329,"description":2124},"371f6fee-8c41-4623-a073-54725d76a526","¿Qué debe mostrar una factura para poder deducir el IVA?",{"type":47,"content":2125},[2126],{"type":50,"attrs":2127,"content":2128},{"textAlign":52},[2129],{"text":2130,"type":57},"Debe reunir los datos fiscales exigidos para identificar la operación, al proveedor y a la empresa, además de mostrar la información sobre la base y el IVA cuando corresponda. Un justificante simplificado o incompleto puede no permitir la deducción.",{"_uid":2132,"title":2133,"component":329,"description":2134},"e9444e3a-edbd-4f78-8bcc-96b70fb1639a","¿Cómo se gestionan los gastos profesionales que pagan los empleados?",{"type":47,"content":2135},[2136],{"type":50,"attrs":2137,"content":2138},{"textAlign":52},[2139],{"text":2140,"type":57},"La empresa debe reunir la documentación, comprobar la relación con la actividad, revisar el tratamiento de IVA y registrar la operación en su sistema contable. Después, el equipo financiero o la asesoría determina cómo incluirla en la liquidación correspondiente.",{"_uid":2142,"title":2143,"component":329,"description":2144},"0c2abf90-247e-45db-8267-9bebb578aa85","¿Cómo ayuda Spendesk a gestionar el IVA soportado de los gastos?",{"type":47,"content":2145},[2146],{"type":50,"attrs":2147,"content":2148},{"textAlign":52},[2149],{"text":2150,"type":57},"Spendesk permite a los empleados subir una foto del justificante desde la aplicación en el momento de compra, extrae datos básicos mediante reconocimiento óptico de caracteres (OCR) y centraliza la documentación junto a la transacción. El equipo financiero puede revisar los gastos, asignar categorías y tipos de IVA, gestionar aprobaciones y exportar la información a herramientas contables. 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La factura documenta la operación y el importe que debe pagarse. La factura que cumple los requisitos formales aplicables puede servir como justificante fiscal, mientras que el albarán aporta evidencia sobre lo que se recibió.",{"_uid":2249,"title":2250,"component":329,"description":2251},"bd8d8d0e-2900-41fe-a49d-175565cfd252","¿Tiene el albarán validez fiscal?",{"type":47,"content":2252},[2253],{"type":50,"attrs":2254,"content":2255},{"textAlign":52},[2256],{"text":2257,"type":57},"El albarán no sustituye a la factura a efectos de facturación o deducción del IVA. Puede servir como evidencia comercial y operativa de la entrega, especialmente cuando se conserva junto con el pedido y la factura.",{"_uid":2259,"title":2260,"component":329,"description":2261},"bc7875ad-6867-4cac-87c5-3f7029e8de8b","¿Qué datos debe incluir un albarán de entrega?",{"type":47,"content":2262},[2263],{"type":50,"attrs":2264,"content":2265},{"textAlign":52},[2266],{"text":2267,"type":57},"Conviene que incluya el número de albarán, la fecha, el número de pedido, los datos del proveedor y del receptor, la descripción de los productos, las cantidades entregadas y cualquier incidencia observada durante la recepción.",{"_uid":2269,"title":2270,"component":329,"description":2271},"2cf0d000-6486-4526-a5fd-1c8504fdf2a8","¿Se puede contabilizar una factura sin albarán?",{"type":47,"content":2272},[2273],{"type":50,"attrs":2274,"content":2275},{"textAlign":52},[2276],{"text":2277,"type":57},"En determinados casos, sí. El albarán no es un requisito universal para registrar una factura, pero su ausencia puede dificultar la comprobación de que los bienes se recibieron correctamente. La empresa debe aplicar sus controles internos y conservar la documentación disponible.",{"_uid":2279,"title":2280,"component":329,"description":2281},"11ea72da-f60a-4990-a722-b9ca7e89ef79","¿Qué es la verificación a tres vías?",{"type":47,"content":2282},[2283],{"type":50,"attrs":2284,"content":2285},{"textAlign":52},[2286],{"text":2287,"type":57},"Es la comparación entre el pedido, el albarán y la factura. El pedido muestra lo que se solicitó, el albarán lo que se entregó y la factura lo que se está cobrando. El objetivo es detectar diferencias antes de aprobar el pago.",{"_uid":2289,"title":2290,"component":329,"description":2291},"5be6784a-dab5-438a-9951-f7c9016d4c69","¿Cómo ayuda Spendesk a conciliar albaranes y facturas?",{"type":47,"content":2292},[2293],{"type":50,"attrs":2294,"content":2295},{"textAlign":52},[2296],{"text":2297,"type":57},"Spendesk puede comparar los datos de las facturas con los pedidos de compra y los albaranes para detectar discrepancias antes de la aprobación. También permite centralizar la documentación, dirigir las facturas a los responsables correspondientes y mantener un registro del proceso de aprobación.",[2299],{"cta":2300,"_uid":2301,"title":2302,"eyebrow":2308,"subtitle":2313,"component":127,"textAlign":24,"flexibleSection":2318,"sectionSettings":2319,"displaySeparator":26,"breakLineOnMobile":26,"subtitleLeftBorder":26,"customTitleFontSize":24},[],"a9933b44-0156-4411-9df3-c97aeb6fd989",{"type":47,"content":2303},[2304],{"type":127,"attrs":2305,"content":2306},{"level":129,"textAlign":52},[2307],{"text":2161,"type":57},{"type":47,"content":2309},[2310],{"type":50,"attrs":2311,"content":2312},{"textAlign":52},[],{"type":47,"content":2314},[2315],{"type":50,"attrs":2316,"content":2317},{"textAlign":52},[],[],[],"albaran-y-factura","es/blog/albaran-y-factura",-2960,[],"2d0e9977-fc0a-4f90-8c97-49706aa81d1b","2026-08-27T10:05:49.366Z",[],"blog/albaran-y-factura",[2329,2330,2331],{"path":2327,"name":52,"lang":75,"published":52},{"path":2327,"name":52,"lang":77,"published":52},{"path":2327,"name":52,"lang":70,"published":52},{"name":2333,"created_at":2334,"published_at":2335,"updated_at":2336,"id":2337,"uuid":2338,"content":2339,"slug":2469,"full_slug":2470,"sort_by_date":52,"position":2471,"tag_list":2472,"is_startpage":26,"parent_id":385,"meta_data":52,"group_id":2473,"first_published_at":2474,"release_id":52,"lang":70,"path":52,"alternates":2475,"default_full_slug":2476,"translated_slugs":2477},"Flujo de caja: cómo construir y leer el estado de tesorería de tu empresa","2026-08-27T10:05:47.852Z","2026-08-27T13:09:34.188Z","2026-08-27T13:09:34.223Z",213547204048720,"59e8d522-0d9e-48f4-8516-3a3c5f1e6fbb",{"_uid":2340,"title":2333,"topics":2341,"noIndex":26,"category":2359,"language":2368,"component":290,"heroMedia":2369,"metaTitle":2370,"publishedAt":2371,"readingTime":2372,"redirectUrl":24,"listingImage":2373,"metaDescription":2381,"bottomArticleCta":2382,"componentsAfterTheArticle":2383},"e53ba4dd-df21-4b02-a075-469a60d77938",[2342],{"name":2343,"created_at":2344,"published_at":16,"updated_at":2345,"id":2346,"uuid":2347,"content":2348,"slug":2349,"full_slug":2350,"sort_by_date":52,"position":2043,"tag_list":2351,"is_startpage":26,"parent_id":2045,"meta_data":52,"group_id":2352,"first_published_at":2047,"release_id":52,"lang":70,"path":52,"alternates":2353,"default_full_slug":2354,"translated_slugs":2355,"_stopResolving":38},"Presupuestos","2023-06-08T09:19:29.066Z","2026-03-12T10:47:57.219Z",320660662,"636a19ab-b2b0-4a0e-bbd5-e24ac80d6aa4",{"_uid":2039,"name":2343,"component":2040},"presupuestos","es/blog/topic/presupuestos",[],"fe2bdee7-65aa-48af-9e56-ed40b8f17611",[],"blog/topic/presupuestos",[2356,2357,2358],{"path":2354,"name":52,"lang":75,"published":52},{"path":2354,"name":52,"lang":77,"published":52},{"path":2354,"name":52,"lang":70,"published":52},{"name":278,"created_at":279,"published_at":16,"updated_at":280,"id":281,"uuid":282,"content":2360,"slug":290,"full_slug":291,"sort_by_date":52,"position":292,"tag_list":2362,"is_startpage":26,"parent_id":294,"meta_data":52,"group_id":295,"first_published_at":296,"release_id":52,"lang":70,"path":52,"alternates":2363,"default_full_slug":298,"translated_slugs":2364,"_stopResolving":38},{"_uid":284,"icon":2361,"name":278,"component":289},{"id":286,"alt":287,"name":24,"focus":24,"title":24,"filename":288,"copyright":24,"fieldtype":30,"is_external_url":26},[],[],[2365,2366,2367],{"path":298,"name":52,"lang":75,"published":52},{"path":298,"name":52,"lang":77,"published":52},{"path":298,"name":52,"lang":70,"published":52},[70],[],"Flujo de caja: cómo construir y leer el estado de tesorería ","2026-08-26 00:00","13",[2374],{"_uid":2375,"asset":2376,"caption":24,"component":312},"f303499c-ab17-4964-a49e-9d2994c7f5d5",{"id":2377,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":2378,"copyright":24,"fieldtype":30,"meta_data":2379,"is_external_url":26},213592317992567,"https://a.storyblok.com/f/146026/1536x1024/aac88994a4/flujo-de-caja.png",{"size":2380},"1536x1024","Aprende qué es el flujo de caja, cómo construir un presupuesto de tesorería en Excel y cómo leerlo para anticipar tensiones de liquidez.",[],[2384],{"_uid":2385,"items":2386,"heading":2447,"component":372},"a7dda334-4112-420f-a19d-5adb1a97aa87",[2387,2397,2407,2417,2427,2437],{"_uid":2388,"title":2389,"component":329,"description":2390},"b973dc75-bb68-4f42-acc4-d08565ea73a8","¿Puede una empresa con beneficios tener un flujo de caja negativo?",{"type":47,"content":2391},[2392],{"type":50,"attrs":2393,"content":2394},{"textAlign":52},[2395],{"text":2396,"type":57},"Sí. Una empresa puede reconocer ingresos antes de cobrarlos y, al mismo tiempo, tener que pagar nóminas, proveedores, impuestos u otras obligaciones. Por eso el beneficio y la liquidez deben analizarse por separado.",{"_uid":2398,"title":2399,"component":329,"description":2400},"612d5057-41b1-4bfb-9bd0-a69f82564b78","¿Cada cuánto conviene actualizar el presupuesto de tesorería?",{"type":47,"content":2401},[2402],{"type":50,"attrs":2403,"content":2404},{"textAlign":52},[2405],{"text":2406,"type":57},"Como mínimo, una vez al mes. Si la empresa tiene mucha actividad o atraviesa una etapa de tensión de liquidez, puede ser útil actualizarlo con mayor frecuencia.",{"_uid":2408,"title":2409,"component":329,"description":2410},"9c422bb1-6acc-4fe8-848f-e265e7affaa5","¿Qué diferencia hay entre un presupuesto de tesorería y un seguimiento de caja?",{"type":47,"content":2411},[2412],{"type":50,"attrs":2413,"content":2414},{"textAlign":52},[2415],{"text":2416,"type":57},"El presupuesto muestra los cobros y pagos previstos. El seguimiento incorpora los movimientos reales, compara ambos datos y explica las desviaciones.",{"_uid":2418,"title":2419,"component":329,"description":2420},"0fea39f0-0c4f-41db-a576-9135682e51f3","¿Cómo se incluye el IVA en un presupuesto de tesorería?",{"type":47,"content":2421},[2422],{"type":50,"attrs":2423,"content":2424},{"textAlign":52},[2425],{"text":2426,"type":57},"Los cobros y pagos deben registrarse por el importe que realmente entra o sale de la cuenta. Las liquidaciones periódicas de IVA deben reflejarse como movimientos de caja independientes en la fecha prevista, evitando duplicar el IVA ya incluido en facturas cobradas o pagadas.",{"_uid":2428,"title":2429,"component":329,"description":2430},"256ee792-6f3d-491e-bd8d-157ceb66a51f","¿Qué herramientas pueden ayudar a gestionar el flujo de caja?",{"type":47,"content":2431},[2432],{"type":50,"attrs":2433,"content":2434},{"textAlign":52},[2435],{"text":2436,"type":57},"Excel puede ser suficiente para empezar. Cuando aumenta el volumen de facturas, tarjetas, solicitudes y pagos, una solución de gestión del gasto puede ayudar a centralizar los datos y mantener actualizada la información que alimenta el presupuesto.",{"_uid":2438,"title":2439,"component":329,"description":2440},"c291cd54-fb0f-40b3-a0bf-f369443c4354","¿Cómo ayuda Spendesk a gestionar el flujo de caja?",{"type":47,"content":2441},[2442],{"type":50,"attrs":2443,"content":2444},{"textAlign":52},[2445],{"text":2446,"type":57},"El presupuesto de tesorería es tan fiable como los datos de gasto que lo alimentan. Spendesk centraliza tarjetas, facturas y solicitudes de gasto desde que se producen, permite configurar presupuestos con esa misma estructura y muestra el impacto de cada pago sobre lo planificado antes de que se ejecute. Esto ayuda a que el cuadro de tesorería se apoye en compromisos reales en lugar de estimaciones sueltas, aunque no sustituye la previsión de tesorería ni el análisis del equipo financiero.",[2448],{"cta":2449,"_uid":2450,"title":2451,"eyebrow":2457,"subtitle":2462,"component":127,"textAlign":24,"flexibleSection":2467,"sectionSettings":2468,"displaySeparator":26,"breakLineOnMobile":26,"subtitleLeftBorder":26,"customTitleFontSize":24},[],"bb6e7474-1827-4974-a982-aeacca67c897",{"type":47,"content":2452},[2453],{"type":127,"attrs":2454,"content":2455},{"level":129,"textAlign":52},[2456],{"text":2161,"type":57},{"type":47,"content":2458},[2459],{"type":50,"attrs":2460,"content":2461},{"textAlign":52},[],{"type":47,"content":2463},[2464],{"type":50,"attrs":2465,"content":2466},{"textAlign":52},[],[],[],"flujo-de-caja","es/blog/flujo-de-caja",-2950,[],"8fa8c174-18a2-4c99-8fe9-19113df46475","2026-08-27T10:05:47.916Z",[],"blog/flujo-de-caja",[2478,2479,2480],{"path":2476,"name":52,"lang":75,"published":52},{"path":2476,"name":52,"lang":77,"published":52},{"path":2476,"name":52,"lang":70,"published":52},{"name":2482,"created_at":2483,"published_at":2484,"updated_at":2485,"id":2486,"uuid":2487,"content":2488,"slug":2617,"full_slug":2618,"sort_by_date":52,"position":2619,"tag_list":2620,"is_startpage":26,"parent_id":385,"meta_data":52,"group_id":2621,"first_published_at":2622,"release_id":52,"lang":70,"path":52,"alternates":2623,"default_full_slug":2624,"translated_slugs":2625},"Suministro Inmediato de Información (SII): quién está obligado y cómo funciona","2026-08-27T10:05:46.612Z","2026-08-27T13:15:06.420Z","2026-08-27T13:15:06.441Z",213547198969678,"c9ee313b-7bc8-4d4c-b5f5-f07f5ef3f0d4",{"_uid":2489,"title":2482,"topics":2490,"noIndex":26,"category":2499,"language":2508,"component":290,"heroMedia":2509,"metaTitle":2510,"publishedAt":2371,"readingTime":2511,"redirectUrl":24,"listingImage":2512,"metaDescription":2519,"bottomArticleCta":2520,"componentsAfterTheArticle":2521},"7c8baf82-c72c-4bd0-978c-914b4de81327",[2491],{"name":480,"created_at":2197,"published_at":16,"updated_at":2198,"id":2199,"uuid":2200,"content":2492,"slug":2202,"full_slug":2203,"sort_by_date":52,"position":2043,"tag_list":2493,"is_startpage":26,"parent_id":2045,"meta_data":52,"group_id":2205,"first_published_at":2047,"release_id":52,"lang":70,"path":52,"alternates":2494,"default_full_slug":2207,"translated_slugs":2495,"_stopResolving":38},{"_uid":2039,"name":480,"component":2040},[],[],[2496,2497,2498],{"path":2207,"name":52,"lang":75,"published":52},{"path":2207,"name":52,"lang":77,"published":52},{"path":2207,"name":52,"lang":70,"published":52},{"name":278,"created_at":279,"published_at":16,"updated_at":280,"id":281,"uuid":282,"content":2500,"slug":290,"full_slug":291,"sort_by_date":52,"position":292,"tag_list":2502,"is_startpage":26,"parent_id":294,"meta_data":52,"group_id":295,"first_published_at":296,"release_id":52,"lang":70,"path":52,"alternates":2503,"default_full_slug":298,"translated_slugs":2504,"_stopResolving":38},{"_uid":284,"icon":2501,"name":278,"component":289},{"id":286,"alt":287,"name":24,"focus":24,"title":24,"filename":288,"copyright":24,"fieldtype":30,"is_external_url":26},[],[],[2505,2506,2507],{"path":298,"name":52,"lang":75,"published":52},{"path":298,"name":52,"lang":77,"published":52},{"path":298,"name":52,"lang":70,"published":52},[70],[],"Suministro Inmediato de Información (SII): quién está obliga","15",[2513],{"_uid":2514,"asset":2515,"caption":24,"component":312},"57620067-ee10-44b1-994e-e86bf0c9a7af",{"id":2516,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":2517,"copyright":24,"fieldtype":30,"meta_data":2518,"is_external_url":26},213593665769182,"https://a.storyblok.com/f/146026/1536x1024/f024cf1427/suministro-inmediato-de-informacion-sii.png",{"size":2380},"Descubre qué es el Suministro Inmediato de Información (SII), quién está obligado a utilizarlo y cómo gestionar los plazos de envío del IVA.",[],[2522],{"_uid":2523,"items":2524,"heading":2595,"component":372},"def80281-c114-48d8-922b-c6452f4b32e1",[2525,2535,2545,2555,2565,2575,2585],{"_uid":2526,"title":2527,"component":329,"description":2528},"7adf060b-0882-41f2-8376-aa433a02769e","¿En qué consiste exactamente el SII?",{"type":47,"content":2529},[2530],{"type":50,"attrs":2531,"content":2532},{"textAlign":52},[2533],{"text":2534,"type":57},"El SII es la llevanza electrónica de los libros registro del IVA a través de la Sede de la AEAT. Las empresas incluidas deben enviar determinados registros de facturación dentro de plazos breves. No es una declaración adicional, sino una forma distinta de mantener los libros del IVA.",{"_uid":2536,"title":2537,"component":329,"description":2538},"be7cc60c-fdd7-48cd-86ee-3cd10e8a77df","¿Qué empresas están obligadas a utilizar el SII?",{"type":47,"content":2539},[2540],{"type":50,"attrs":2541,"content":2542},{"textAlign":52},[2543],{"text":2544,"type":57},"Están obligadas, entre otras, las grandes empresas que superan el volumen de operaciones establecido, las empresas inscritas en REDEME, las entidades acogidas al régimen especial del grupo de entidades del IVA y determinados titulares y extractores de productos de depósitos fiscales de hidrocarburos.",{"_uid":2546,"title":2547,"component":329,"description":2548},"8a10655a-0848-47c1-954b-b071fdee7f5d","¿Puede una empresa acogerse voluntariamente al SII?",{"type":47,"content":2549},[2550],{"type":50,"attrs":2551,"content":2552},{"textAlign":52},[2553],{"text":2554,"type":57},"Sí. Los sujetos pasivos que no estén obligados pueden optar voluntariamente mediante el procedimiento previsto por la AEAT, normalmente a través del modelo 036. La opción está sujeta a condiciones de permanencia y renuncia.",{"_uid":2556,"title":2557,"component":329,"description":2558},"a12435fc-1766-4be9-ac61-a9537861dab0","¿Cuál es el plazo para enviar una factura al SII?",{"type":47,"content":2559},[2560],{"type":50,"attrs":2561,"content":2562},{"textAlign":52},[2563],{"text":2564,"type":57},"El plazo general es de cuatro días naturales. Para las facturas expedidas por el destinatario o por un tercero, puede aplicarse un plazo de ocho días. En las facturas recibidas, el plazo se calcula generalmente desde el registro contable. También deben respetarse los límites vinculados al periodo de liquidación.",{"_uid":2566,"title":2567,"component":329,"description":2568},"40060d22-3957-4e6d-8f07-34e68f92caf4","¿Qué modelos deja de presentar una empresa acogida al SII?",{"type":47,"content":2569},[2570],{"type":50,"attrs":2571,"content":2572},{"textAlign":52},[2573],{"text":2574,"type":57},"En los términos previstos por la normativa, las empresas acogidas al SII quedan exoneradas de presentar los modelos 347 y 390. La empresa puede tener que incluir información adicional en el modelo 303 del último periodo del ejercicio.",{"_uid":2576,"title":2577,"component":329,"description":2578},"ee432358-03bc-446c-b99e-fb39b33d8249","¿Qué diferencia hay entre SII, VeriFactu y factura electrónica B2B?",{"type":47,"content":2579},[2580],{"type":50,"attrs":2581,"content":2582},{"textAlign":52},[2583],{"text":2584,"type":57},"El SII regula el suministro electrónico de los registros del IVA. VeriFactu establece requisitos para los sistemas informáticos de facturación. La factura electrónica B2B regula el intercambio de facturas electrónicas entre empresas y profesionales. Son obligaciones diferentes y no se sustituyen automáticamente entre sí.",{"_uid":2586,"title":2587,"component":329,"description":2588},"eba19354-4fee-45a5-a514-a123eaeb80dd","¿Cómo ayuda Spendesk a gestionar las facturas con el SII?",{"type":47,"content":2589},[2590],{"type":50,"attrs":2591,"content":2592},{"textAlign":52},[2593],{"text":2594,"type":57},"Spendesk centraliza la recepción de facturas de proveedores y extrae los datos mediante OCR desde el primer momento. La información contable y de IVA se organiza antes de dirigirse al flujo de aprobación configurado, y los datos ya validados pueden exportarse a la herramienta contable de la empresa. Esto ayuda a mantener un flujo de cuentas por pagar más ordenado y con menos margen para retrasos, aunque la validación final de la información y el suministro al SII siguen correspondiendo a la empresa conforme a sus 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347: qué es, quién lo presenta y cómo cuadrar las ope","2026-08-25 00:00",[2661],{"_uid":2662,"asset":2663,"caption":24,"component":312},"524fd86d-0162-40d0-8d0c-df1c150e52c3",{"id":2664,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":2665,"copyright":24,"fieldtype":30,"meta_data":2666,"is_external_url":26},213594674196265,"https://a.storyblok.com/f/146026/1536x1024/e588f814eb/modelo-347.png",{"size":2380},"Descubre qué es el modelo 347, quién debe presentarlo, qué operaciones se declaran y cómo cuadrar los datos con proveedores y clientes antes de febrero.",[],[2670],{"_uid":2671,"items":2672,"heading":2733,"component":372},"e16a1b38-8a3e-4bdc-9517-c2db347bb109",[2673,2683,2693,2703,2713,2723],{"_uid":2674,"title":2675,"component":329,"description":2676},"49aa426d-fb37-4d02-8604-8753e11c75ae","¿El modelo 347 supone algún pago a Hacienda?",{"type":47,"content":2677},[2678],{"type":50,"attrs":2679,"content":2680},{"textAlign":52},[2681],{"text":2682,"type":57},"No. El modelo 347 es una declaración informativa y no implica, por sí mismo, un ingreso ni una devolución.",{"_uid":2684,"title":2685,"component":329,"description":2686},"d5f8692d-a5d7-4d67-b5bb-2cb8fd4835cc","¿Quién debe presentar el modelo 347?",{"type":47,"content":2687},[2688],{"type":50,"attrs":2689,"content":2690},{"textAlign":52},[2691],{"text":2692,"type":57},"Deben revisar su obligación las personas físicas y jurídicas que desarrollen actividades empresariales o profesionales y superen el umbral aplicable con una misma persona o entidad durante el año natural. También existen reglas específicas para determinadas entidades y regímenes fiscales.",{"_uid":2694,"title":2695,"component":329,"description":2696},"68dd49af-838d-41c9-add2-85a0f7161fe3","¿Qué ocurre si mi modelo 347 no coincide con el de un proveedor o cliente?",{"type":47,"content":2697},[2698],{"type":50,"attrs":2699,"content":2700},{"textAlign":52},[2701],{"text":2702,"type":57},"La diferencia puede dar lugar a una solicitud de aclaraciones o documentación por parte de la AEAT. Conviene contrastar los importes anuales y trimestrales con la contraparte y revisar facturas, abonos, rectificaciones y periodos contables antes de presentar el modelo.",{"_uid":2704,"title":2705,"component":329,"description":2706},"0e0fdda6-4ac5-4a52-b4f6-5718eb7dfe64","¿Las operaciones intracomunitarias se incluyen en el modelo 347?",{"type":47,"content":2707},[2708],{"type":50,"attrs":2709,"content":2710},{"textAlign":52},[2711],{"text":2712,"type":57},"Las operaciones que ya se hayan declarado correctamente en el modelo 349, cuando exista coincidencia entre las obligaciones informativas, no deben duplicarse en el modelo 347. El tratamiento puede variar según la operación y el régimen aplicable.",{"_uid":2714,"title":2715,"component":329,"description":2716},"8e7f8716-9e11-452f-a190-0ab8e3a59985","¿Las importaciones y exportaciones se declaran en el modelo 347?",{"type":47,"content":2717},[2718],{"type":50,"attrs":2719,"content":2720},{"textAlign":52},[2721],{"text":2722,"type":57},"Las importaciones y exportaciones de mercancías se encuentran entre las operaciones excluidas en los supuestos previstos por la normativa. Otras operaciones internacionales deben analizarse según su naturaleza y la información declarada mediante otros modelos.",{"_uid":2724,"title":2725,"component":329,"description":2726},"0a1b3209-710e-4c42-b996-e68d37c1a8ec","¿Cómo ayuda Spendesk a preparar la información del modelo 347?",{"type":47,"content":2727},[2728],{"type":50,"attrs":2729,"content":2730},{"textAlign":52},[2731],{"text":2732,"type":57},"Spendesk centraliza las facturas de proveedores desde que llegan, extrae los datos mediante OCR y las asocia automáticamente a un proveedor, una fecha, un importe y una categoría contable. Esto facilita la conciliación por contraparte que exige el modelo 347, en lugar de tener que reconstruirla a partir de registros dispersos en febrero. La empresa o su asesoría debe determinar, en cualquier caso, qué operaciones deben incluirse finalmente en el modelo 347.",[2734],{"cta":2735,"_uid":2736,"title":2737,"eyebrow":2743,"subtitle":2748,"component":127,"textAlign":24,"flexibleSection":2753,"sectionSettings":2754,"displaySeparator":26,"breakLineOnMobile":26,"subtitleLeftBorder":26,"customTitleFontSize":24},[],"7d4eb9dd-e2a2-4b28-ab66-4d67cdb8b1ed",{"type":47,"content":2738},[2739],{"type":127,"attrs":2740,"content":2741},{"level":129,"textAlign":52},[2742],{"text":2161,"type":57},{"type":47,"content":2744},[2745],{"type":50,"attrs":2746,"content":2747},{"textAlign":52},[],{"type":47,"content":2749},[2750],{"type":50,"attrs":2751,"content":2752},{"textAlign":52},[],[],[],"modelo-347","es/blog/modelo-347",-2930,[],"4a29a4dc-44ed-4c89-a829-8f36debe0d38","2026-08-27T10:05:45.238Z",[],"blog/modelo-347",[2764,2765,2766],{"path":2762,"name":52,"lang":75,"published":52},{"path":2762,"name":52,"lang":77,"published":52},{"path":2762,"name":52,"lang":70,"published":52},{"name":2768,"created_at":2769,"published_at":2770,"updated_at":2771,"id":2772,"uuid":2773,"content":2774,"slug":2904,"full_slug":2905,"sort_by_date":52,"position":2906,"tag_list":2907,"is_startpage":26,"parent_id":385,"meta_data":52,"group_id":2908,"first_published_at":2909,"release_id":52,"lang":70,"path":52,"alternates":2910,"default_full_slug":2911,"translated_slugs":2912},"Reembolso de gastos a empleados en España: política, aprobación, justificantes y contabilización","2026-08-26T15:56:50.628Z","2026-08-27T12:19:06.143Z","2026-08-27T12:19:06.169Z",213279582785116,"372fac67-5d7c-45c3-9dce-36588ee5c249",{"_uid":2775,"title":2768,"topics":2776,"noIndex":26,"category":2785,"language":2794,"component":290,"heroMedia":2795,"metaTitle":2796,"publishedAt":2797,"readingTime":2798,"redirectUrl":24,"listingImage":2799,"metaDescription":2806,"bottomArticleCta":2807,"componentsAfterTheArticle":2808},"f4c11206-1a89-4ac9-a0da-4656d8ec3b64",[2777],{"name":496,"created_at":2034,"published_at":16,"updated_at":2035,"id":2036,"uuid":2037,"content":2778,"slug":2041,"full_slug":2042,"sort_by_date":52,"position":2043,"tag_list":2779,"is_startpage":26,"parent_id":2045,"meta_data":52,"group_id":2046,"first_published_at":2047,"release_id":52,"lang":70,"path":52,"alternates":2780,"default_full_slug":2049,"translated_slugs":2781,"_stopResolving":38},{"_uid":2039,"name":496,"component":2040},[],[],[2782,2783,2784],{"path":2049,"name":52,"lang":75,"published":52},{"path":2049,"name":52,"lang":77,"published":52},{"path":2049,"name":52,"lang":70,"published":52},{"name":278,"created_at":279,"published_at":16,"updated_at":280,"id":281,"uuid":282,"content":2786,"slug":290,"full_slug":291,"sort_by_date":52,"position":292,"tag_list":2788,"is_startpage":26,"parent_id":294,"meta_data":52,"group_id":295,"first_published_at":296,"release_id":52,"lang":70,"path":52,"alternates":2789,"default_full_slug":298,"translated_slugs":2790,"_stopResolving":38},{"_uid":284,"icon":2787,"name":278,"component":289},{"id":286,"alt":287,"name":24,"focus":24,"title":24,"filename":288,"copyright":24,"fieldtype":30,"is_external_url":26},[],[],[2791,2792,2793],{"path":298,"name":52,"lang":75,"published":52},{"path":298,"name":52,"lang":77,"published":52},{"path":298,"name":52,"lang":70,"published":52},[70],[],"Reembolso de gastos a empleados en España","2026-08-17 00:00","14",[2800],{"_uid":2801,"asset":2802,"caption":24,"component":312},"82df417e-54f1-41e6-b528-95fcfa289089",{"id":2803,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":2804,"copyright":24,"fieldtype":30,"meta_data":2805,"is_external_url":26},213579896863121,"https://a.storyblok.com/f/146026/1535x1024/82488fa2d7/reembolso-de-gastos-a-empleados.png",{"size":2074},"Guía del reembolso de gastos a empleados en España: política, aprobación, justificantes, exención de IRPF y contabilización, sin frenar el cierre.",[],[2809],{"_uid":2810,"items":2811,"heading":2882,"component":372},"7bc53a34-d0f2-4bc0-ac82-a7e48f034e4c",[2812,2822,2832,2842,2852,2862,2872],{"_uid":2813,"title":2814,"component":329,"description":2815},"0ec09b07-3714-42f4-953d-9b36d2731530","¿Cómo gestiona una empresa el reembolso de gastos a sus empleados?",{"type":47,"content":2816},[2817],{"type":50,"attrs":2818,"content":2819},{"textAlign":52},[2820],{"text":2821,"type":57},"La empresa debe definir una política, recibir la solicitud con su justificante, revisar el gasto, aplicar las aprobaciones correspondientes, ordenar el pago y registrar la operación en contabilidad. El proceso puede gestionarse de forma independiente de la nómina.",{"_uid":2823,"title":2824,"component":329,"description":2825},"a218143e-1a9d-42a8-9a67-faa9e29ede6c","¿Qué información debe incluir una solicitud de reembolso?",{"type":47,"content":2826},[2827],{"type":50,"attrs":2828,"content":2829},{"textAlign":52},[2830],{"text":2831,"type":57},"Como mínimo, debería incluir el empleado, la fecha, el proveedor, el importe, la divisa, la categoría, el motivo empresarial y el justificante. La empresa puede solicitar también el centro de coste, el proyecto, el cliente o cualquier otro dato necesario para la aprobación y la contabilización.",{"_uid":2833,"title":2834,"component":329,"description":2835},"df185c0d-c4a5-44a2-ac33-a226581761b7","¿Cuánto tarda un reembolso de gastos?",{"type":47,"content":2836},[2837],{"type":50,"attrs":2838,"content":2839},{"textAlign":52},[2840],{"text":2841,"type":57},"El plazo depende de la política interna, del tiempo de aprobación y del método de pago utilizado. La empresa debería comunicar el calendario a los empleados y revisar las solicitudes con una frecuencia suficiente para evitar que adelanten dinero durante más tiempo del necesario.",{"_uid":2843,"title":2844,"component":329,"description":2845},"7268af82-1506-4f4d-8de9-3b592377ca38","¿Qué ocurre si se pierde un justificante?",{"type":47,"content":2846},[2847],{"type":50,"attrs":2848,"content":2849},{"textAlign":52},[2850],{"text":2851,"type":57},"La empresa debe aplicar el procedimiento definido en su política. Puede solicitar documentación alternativa, rechazar el gasto o aprobarlo con un tratamiento contable diferente, según la naturaleza de la operación y la información disponible. La ausencia de un justificante válido puede afectar a la deducción del IVA y al tratamiento fiscal del gasto.",{"_uid":2853,"title":2854,"component":329,"description":2855},"062ca80d-fa43-4904-9186-58eb1d03bbdf","¿Cómo puede Spendesk complementar la gestión de nóminas?",{"type":47,"content":2856},[2857],{"type":50,"attrs":2858,"content":2859},{"textAlign":52},[2860],{"text":2861,"type":57},"Spendesk permite gestionar las solicitudes y los pagos de reembolsos de gastos de los empleados de forma independiente de la nómina. Cuando existe una integración compatible, también puede exportar la información aprobada a una herramienta de recursos humanos o de nóminas. De este modo, la empresa puede organizar los reembolsos en Spendesk y seguir gestionando la nómina en el sistema correspondiente.",{"_uid":2863,"title":2864,"component":329,"description":2865},"7d184c9c-7a6f-4c67-9ac5-a8a4b29d0ca9","¿Cuándo conviene utilizar una tarjeta corporativa en lugar de un reembolso?",{"type":47,"content":2866},[2867],{"type":50,"attrs":2868,"content":2869},{"textAlign":52},[2870],{"text":2871,"type":57},"La tarjeta suele ser adecuada para gastos recurrentes o previsibles que la empresa quiere controlar desde el origen. El reembolso resulta más práctico para gastos puntuales que el empleado ha tenido que adelantar o para operaciones que no pueden pagarse con una tarjeta corporativa.",{"_uid":2873,"title":2874,"component":329,"description":2875},"c4150497-d0b6-4c1e-9c94-b8b6a7978b02","¿Cómo se registra contablemente un reembolso?",{"type":47,"content":2876},[2877],{"type":50,"attrs":2878,"content":2879},{"textAlign":52},[2880],{"text":2881,"type":57},"El gasto se registra según su naturaleza y el IVA solo se trata como deducible cuando se cumplen los requisitos aplicables. Si el pago al empleado se realiza más tarde, puede reconocerse primero una cantidad pendiente de pago y cancelarse cuando se efectúe el reembolso. El asiento concreto depende del plan contable y de las circunstancias de la operación.",[2883],{"cta":2884,"_uid":2885,"title":2886,"eyebrow":2892,"subtitle":2897,"component":127,"textAlign":24,"flexibleSection":2902,"sectionSettings":2903,"displaySeparator":26,"breakLineOnMobile":26,"subtitleLeftBorder":26,"customTitleFontSize":24},[],"6aa0e353-2b59-4421-9822-51b842150966",{"type":47,"content":2887},[2888],{"type":127,"attrs":2889,"content":2890},{"level":129,"textAlign":52},[2891],{"text":2161,"type":57},{"type":47,"content":2893},[2894],{"type":50,"attrs":2895,"content":2896},{"textAlign":52},[],{"type":47,"content":2898},[2899],{"type":50,"attrs":2900,"content":2901},{"textAlign":52},[],[],[],"reembolso-de-gastos-a-empleados","es/blog/reembolso-de-gastos-a-empleados",-2920,[],"c75a775d-cd51-4dbd-8c07-9a2db197c3c8","2026-08-26T16:07:22.541Z",[],"blog/reembolso-de-gastos-a-empleados",[2913,2914,2915],{"path":2911,"name":52,"lang":75,"published":52},{"path":2911,"name":52,"lang":77,"published":52},{"path":2911,"name":52,"lang":70,"published":52},{"name":2917,"created_at":2918,"published_at":2919,"updated_at":2920,"id":2921,"uuid":2922,"content":2923,"slug":3042,"full_slug":3043,"sort_by_date":52,"position":3044,"tag_list":3045,"is_startpage":26,"parent_id":385,"meta_data":52,"group_id":3046,"first_published_at":3047,"release_id":52,"lang":70,"path":52,"alternates":3048,"default_full_slug":3049,"translated_slugs":3050},"Gestión de gastos multiempresa: control por entidad, visibilidad consolidada y cierre contable","2026-08-26T15:56:49.535Z","2026-08-27T12:35:32.510Z","2026-08-27T12:35:32.537Z",213279578320375,"ee5153a6-f1ef-42ae-9942-378b1568bb9a",{"_uid":2924,"title":2917,"topics":2925,"noIndex":26,"category":2934,"language":2943,"component":290,"heroMedia":2944,"metaTitle":2945,"publishedAt":2946,"readingTime":2798,"redirectUrl":24,"listingImage":2947,"metaDescription":2954,"bottomArticleCta":2955,"componentsAfterTheArticle":2956},"84051c1c-b4a9-4440-a54d-2d97111882f7",[2926],{"name":496,"created_at":2034,"published_at":16,"updated_at":2035,"id":2036,"uuid":2037,"content":2927,"slug":2041,"full_slug":2042,"sort_by_date":52,"position":2043,"tag_list":2928,"is_startpage":26,"parent_id":2045,"meta_data":52,"group_id":2046,"first_published_at":2047,"release_id":52,"lang":70,"path":52,"alternates":2929,"default_full_slug":2049,"translated_slugs":2930,"_stopResolving":38},{"_uid":2039,"name":496,"component":2040},[],[],[2931,2932,2933],{"path":2049,"name":52,"lang":75,"published":52},{"path":2049,"name":52,"lang":77,"published":52},{"path":2049,"name":52,"lang":70,"published":52},{"name":278,"created_at":279,"published_at":16,"updated_at":280,"id":281,"uuid":282,"content":2935,"slug":290,"full_slug":291,"sort_by_date":52,"position":292,"tag_list":2937,"is_startpage":26,"parent_id":294,"meta_data":52,"group_id":295,"first_published_at":296,"release_id":52,"lang":70,"path":52,"alternates":2938,"default_full_slug":298,"translated_slugs":2939,"_stopResolving":38},{"_uid":284,"icon":2936,"name":278,"component":289},{"id":286,"alt":287,"name":24,"focus":24,"title":24,"filename":288,"copyright":24,"fieldtype":30,"is_external_url":26},[],[],[2940,2941,2942],{"path":298,"name":52,"lang":75,"published":52},{"path":298,"name":52,"lang":77,"published":52},{"path":298,"name":52,"lang":70,"published":52},[70],[],"Gestión de gastos multiempresa: control por entidad","2026-08-20 00:00",[2948],{"_uid":2949,"asset":2950,"caption":24,"component":312},"df72a749-7b55-4b0a-8e4e-c4a82d38d646",{"id":2951,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":2952,"copyright":24,"fieldtype":30,"meta_data":2953,"is_external_url":26},213583979215660,"https://a.storyblok.com/f/146026/1535x1024/071f1cb8a7/gestion-de-gastos-multiempresa.png",{},"Gestión de gastos multiempresa: cómo controlar el gasto por entidad, consolidar la visibilidad del grupo y preparar el cierre contable de cada filial.",[],[2957],{"_uid":2958,"items":2959,"heading":3020,"component":372},"4688c2b9-e914-4f95-b290-55b20e3c1260",[2960,2970,2980,2990,3000,3010],{"_uid":2961,"title":2962,"component":329,"description":2963},"1809c048-8bd9-48d9-9bc2-b67adcd3f432","¿Qué es la gestión de gastos multiempresa?",{"type":47,"content":2964},[2965],{"type":50,"attrs":2966,"content":2967},{"textAlign":52},[2968],{"text":2969,"type":57},"La gestión de gastos multiempresa consiste en controlar el gasto de varias sociedades o entidades dentro de un mismo marco operativo. Incluye la gestión de presupuestos, tarjetas, solicitudes, facturas, aprobaciones, pagos y datos contables, manteniendo separada la información de cada entidad.",{"_uid":2971,"title":2972,"component":329,"description":2973},"06d2ac6a-88c4-43a1-a390-356d7269c166","¿Qué diferencia hay entre visibilidad consolidada y consolidación contable?",{"type":47,"content":2974},[2975],{"type":50,"attrs":2976,"content":2977},{"textAlign":52},[2978],{"text":2979,"type":57},"La visibilidad consolidada permite consultar datos operativos de varias entidades en una vista agrupada. La consolidación contable es un proceso formal que puede incluir la homogeneización de criterios, la conversión de divisas, las eliminaciones intragrupo y la formulación de cuentas consolidadas. Una vista agrupada no sustituye a este proceso.",{"_uid":2981,"title":2982,"component":329,"description":2983},"b3c8f8cc-6850-4a08-9b89-06c464dc030c","¿Puede Spendesk gestionar varias filiales?",{"type":47,"content":2984},[2985],{"type":50,"attrs":2986,"content":2987},{"textAlign":52},[2988],{"text":2989,"type":57},"Spendesk admite organizaciones con varias entidades y ofrece herramientas para gestionar el gasto, los presupuestos, las tarjetas, las facturas y las aprobaciones por entidad. Las personas con los permisos correspondientes pueden supervisar varias entidades desde un mismo espacio. La disponibilidad y el alcance de estas funciones dependen del plan, las entidades y la configuración de la cuenta.",{"_uid":2991,"title":2992,"component":329,"description":2993},"593fe39f-ca6e-492c-b198-41b611f37396","¿Puede Spendesk consolidar las cuentas anuales del grupo?",{"type":47,"content":2994},[2995],{"type":50,"attrs":2996,"content":2997},{"textAlign":52},[2998],{"text":2999,"type":57},"No. Spendesk puede ayudar a preparar y exportar información de gastos y pagos hacia sistemas contables compatibles, pero no debe presentarse como una herramienta de consolidación estatutaria. La eliminación de operaciones intragrupo, los ajustes de consolidación y la formulación de las cuentas anuales consolidadas deben realizarse en el ERP, en una herramienta especializada o mediante el proceso contable correspondiente.",{"_uid":3001,"title":3002,"component":329,"description":3003},"bfed3ab2-cd75-4413-a7c9-51b05706e98c","¿Cómo se conectan los datos de Spendesk con la contabilidad?",{"type":47,"content":3004},[3005],{"type":50,"attrs":3006,"content":3007},{"textAlign":52},[3008],{"text":3009,"type":57},"Spendesk puede conectarse a determinados sistemas contables mediante integraciones nativas, exportaciones personalizadas o archivos, según la disponibilidad para cada entidad y plan. La empresa debe configurar las cuentas, los códigos de IVA, los diarios y las dimensiones analíticas que necesite, y validar el resultado en el sistema contable.",{"_uid":3011,"title":3012,"component":329,"description":3013},"1b677fd5-cb26-4903-aa2a-5c5fc0bfe43f","¿Cómo se controlan los presupuestos de varias filiales?",{"type":47,"content":3014},[3015],{"type":50,"attrs":3016,"content":3017},{"textAlign":52},[3018],{"text":3019,"type":57},"Los presupuestos pueden organizarse por entidad, equipo, proyecto, centro de coste o categoría, según la configuración disponible. Cada responsable puede consultar el gasto utilizado, comprometido y disponible de su ámbito, mientras que la dirección financiera puede supervisar la actividad de varias entidades con los permisos adecuados.",[3021],{"cta":3022,"_uid":3023,"title":3024,"eyebrow":3030,"subtitle":3035,"component":127,"textAlign":24,"flexibleSection":3040,"sectionSettings":3041,"displaySeparator":26,"breakLineOnMobile":26,"subtitleLeftBorder":26,"customTitleFontSize":24},[],"59de6caa-7018-49d8-a5fa-bcab895aca69",{"type":47,"content":3025},[3026],{"type":127,"attrs":3027,"content":3028},{"level":129,"textAlign":52},[3029],{"text":2161,"type":57},{"type":47,"content":3031},[3032],{"type":50,"attrs":3033,"content":3034},{"textAlign":52},[],{"type":47,"content":3036},[3037],{"type":50,"attrs":3038,"content":3039},{"textAlign":52},[],[],[],"gestion-de-gastos-multiempresa","es/blog/gestion-de-gastos-multiempresa",-2910,[],"4436faa7-cc75-4ae1-9f30-09fa6a31841e","2026-08-26T16:07:21.435Z",[],"blog/gestion-de-gastos-multiempresa",[3051,3052,3053],{"path":3049,"name":52,"lang":75,"published":52},{"path":3049,"name":52,"lang":77,"published":52},{"path":3049,"name":52,"lang":70,"published":52},{"name":3055,"created_at":3056,"published_at":3057,"updated_at":3058,"id":3059,"uuid":3060,"content":3061,"slug":3180,"full_slug":3181,"sort_by_date":52,"position":3182,"tag_list":3183,"is_startpage":26,"parent_id":385,"meta_data":52,"group_id":3184,"first_published_at":3185,"release_id":52,"lang":70,"path":52,"alternates":3186,"default_full_slug":3187,"translated_slugs":3188},"Factura electrónica B2B obligatoria en España: RD 238/2026, plazos y obligaciones de información","2026-08-26T15:56:48.444Z","2026-08-27T12:05:49.875Z","2026-08-27T12:05:49.897Z",213279573839287,"fd5bdfbe-88a9-430c-a4c8-3fe4dc83e887",{"_uid":3062,"title":3055,"topics":3063,"noIndex":26,"category":3072,"language":3081,"component":290,"heroMedia":3082,"metaTitle":3083,"publishedAt":3084,"readingTime":2511,"redirectUrl":24,"listingImage":3085,"metaDescription":3092,"bottomArticleCta":3093,"componentsAfterTheArticle":3094},"fef2010a-eba8-4d77-ba63-0f84b8d05d91",[3064],{"name":480,"created_at":2197,"published_at":16,"updated_at":2198,"id":2199,"uuid":2200,"content":3065,"slug":2202,"full_slug":2203,"sort_by_date":52,"position":2043,"tag_list":3066,"is_startpage":26,"parent_id":2045,"meta_data":52,"group_id":2205,"first_published_at":2047,"release_id":52,"lang":70,"path":52,"alternates":3067,"default_full_slug":2207,"translated_slugs":3068,"_stopResolving":38},{"_uid":2039,"name":480,"component":2040},[],[],[3069,3070,3071],{"path":2207,"name":52,"lang":75,"published":52},{"path":2207,"name":52,"lang":77,"published":52},{"path":2207,"name":52,"lang":70,"published":52},{"name":278,"created_at":279,"published_at":16,"updated_at":280,"id":281,"uuid":282,"content":3073,"slug":290,"full_slug":291,"sort_by_date":52,"position":292,"tag_list":3075,"is_startpage":26,"parent_id":294,"meta_data":52,"group_id":295,"first_published_at":296,"release_id":52,"lang":70,"path":52,"alternates":3076,"default_full_slug":298,"translated_slugs":3077,"_stopResolving":38},{"_uid":284,"icon":3074,"name":278,"component":289},{"id":286,"alt":287,"name":24,"focus":24,"title":24,"filename":288,"copyright":24,"fieldtype":30,"is_external_url":26},[],[],[3078,3079,3080],{"path":298,"name":52,"lang":75,"published":52},{"path":298,"name":52,"lang":77,"published":52},{"path":298,"name":52,"lang":70,"published":52},[70],[],"Factura electrónica B2B obligatoria: RD 238/2026","2026-08-18 00:00",[3086],{"_uid":3087,"asset":3088,"caption":24,"component":312},"3656e231-7cc5-4017-b6ab-7fad002b60f3",{"id":3089,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":3090,"copyright":24,"fieldtype":30,"meta_data":3091,"is_external_url":26},213576660674406,"https://a.storyblok.com/f/146026/1535x1024/af07ce5080/factura-electronica-b2b-obligatoria.png",{"size":2074},"Descubre cuándo entra en vigor la factura electrónica B2B obligatoria en España, a quién afecta primero, qué comunicar en cuatro días y las sanciones.",[],[3095],{"_uid":3096,"items":3097,"heading":3158,"component":372},"ed1beb78-2e64-4eec-b80b-41ff657d25ea",[3098,3108,3118,3128,3138,3148],{"_uid":3099,"title":3100,"component":329,"description":3101},"283ede3f-09f4-4759-8973-a693d94ea973","¿Cuándo entra en vigor la factura electrónica B2B en España?",{"type":47,"content":3102},[3103],{"type":50,"attrs":3104,"content":3105},{"textAlign":52},[3106],{"text":3107,"type":57},"El Real Decreto 238/2026 entró formalmente en vigor el 20 de abril de 2026. Sin embargo, los plazos para la aplicación efectiva de las obligaciones principales empiezan a contar cuando entre en vigor la orden ministerial prevista. A partir de ese momento, se contemplan 12 meses para las empresas que hayan superado el umbral de 8 millones de euros de volumen de operaciones y 24 meses para el resto de empresas y profesionales incluidos.",{"_uid":3109,"title":3110,"component":329,"description":3111},"4e9d6662-a73d-42f6-a917-670dd58c2996","¿Quién está obligado a utilizar la factura electrónica B2B?",{"type":47,"content":3112},[3113],{"type":50,"attrs":3114,"content":3115},{"textAlign":52},[3116],{"text":3117,"type":57},"La obligación afecta principalmente a las operaciones en las que un empresario o profesional emite una factura a otro empresario o profesional incluido en el ámbito español previsto por la normativa. La aplicación depende de la operación, la condición y la ubicación de las partes y las posibles exclusiones. Las operaciones B2C y B2G tienen reglas diferentes.",{"_uid":3119,"title":3120,"component":329,"description":3121},"310194eb-0234-4c6b-a583-ed00c32a365e","¿Es lo mismo la factura electrónica B2B que VERI*FACTU?",{"type":47,"content":3122},[3123],{"type":50,"attrs":3124,"content":3125},{"textAlign":52},[3126],{"text":3127,"type":57},"No. La factura electrónica B2B regula el formato y el intercambio de facturas entre empresas y profesionales. VERI*FACTU forma parte del marco aplicable a los sistemas informáticos de facturación y a sus registros. Ambas obligaciones pueden afectar a una misma empresa, pero tienen objetivos y requisitos diferentes.",{"_uid":3129,"title":3130,"component":329,"description":3131},"fc35e05b-e765-4823-9532-a282a8888215","¿Se podrá seguir enviando una factura en PDF por correo electrónico?",{"type":47,"content":3132},[3133],{"type":50,"attrs":3134,"content":3135},{"textAlign":52},[3136],{"text":3137,"type":57},"Un PDF puede seguir utilizándose en determinados contextos y periodos transitorios, pero no equivale por sí solo a una factura electrónica B2B estructurada. Cuando la obligación sea aplicable, la factura deberá cumplir los requisitos de formato e intercambio establecidos por la normativa. En algunos casos transitorios puede ser necesario enviar también una copia legible en PDF.",{"_uid":3139,"title":3140,"component":329,"description":3141},"746ebd48-350a-4272-b985-d676e56e4b65","¿Puede Spendesk cumplir por sí sola con la factura electrónica B2B en España?",{"type":47,"content":3142},[3143],{"type":50,"attrs":3144,"content":3145},{"textAlign":52},[3146],{"text":3147,"type":57},"Spendesk puede ayudar a las empresas a preparar y organizar sus procesos internos de gestión de facturas de proveedores, desde la captura y revisión de los datos hasta la aprobación, el pago y la trazabilidad. De este modo, los equipos financieros pueden contar con un proceso más estructurado antes de coordinarlo con la solución de factura electrónica B2B correspondiente. Spendesk no sustituye por sí sola a esa solución ni cubre automáticamente todos los requisitos aplicables en España en materia de emisión, intercambio y comunicación de estados.",{"_uid":3149,"title":3150,"component":329,"description":3151},"04c02eac-391e-4a3b-a9e3-f37f777310a2","¿Qué formatos de factura electrónica serán válidos?",{"type":47,"content":3152},[3153],{"type":50,"attrs":3154,"content":3155},{"textAlign":52},[3156],{"text":3157,"type":57},"El marco regulatorio contempla formatos estructurados compatibles con EN 16931, entre ellos CII, UBL, EDIFACT y Facturae. La plataforma utilizada debe ser capaz de trabajar con los formatos y requisitos de interoperabilidad aplicables al sistema español.",[3159],{"cta":3160,"_uid":3161,"title":3162,"eyebrow":3168,"subtitle":3173,"component":127,"textAlign":24,"flexibleSection":3178,"sectionSettings":3179,"displaySeparator":26,"breakLineOnMobile":26,"subtitleLeftBorder":26,"customTitleFontSize":24},[],"87703176-357e-4029-b671-6e2f33e3ba25",{"type":47,"content":3163},[3164],{"type":127,"attrs":3165,"content":3166},{"level":129,"textAlign":52},[3167],{"text":2161,"type":57},{"type":47,"content":3169},[3170],{"type":50,"attrs":3171,"content":3172},{"textAlign":52},[],{"type":47,"content":3174},[3175],{"type":50,"attrs":3176,"content":3177},{"textAlign":52},[],[],[],"factura-electronica-b2b-obligatoria","es/blog/factura-electronica-b2b-obligatoria",-2900,[],"239c3755-1891-4b1a-9bbb-7368f4bcfe70","2026-08-26T16:07:20.321Z",[],"blog/factura-electronica-b2b-obligatoria",[3189,3190,3191],{"path":3187,"name":52,"lang":75,"published":52},{"path":3187,"name":52,"lang":77,"published":52},{"path":3187,"name":52,"lang":70,"published":52},{"name":3193,"created_at":3194,"published_at":3195,"updated_at":3196,"id":3197,"uuid":3198,"content":3199,"slug":3327,"full_slug":3328,"sort_by_date":52,"position":3329,"tag_list":3330,"is_startpage":26,"parent_id":385,"meta_data":52,"group_id":3331,"first_published_at":3332,"release_id":52,"lang":70,"path":52,"alternates":3333,"default_full_slug":3334,"translated_slugs":3335},"Libro de facturas emitidas y recibidas: qué debe contener, plazos y sanciones","2026-08-26T15:56:47.353Z","2026-08-27T12:00:14.540Z","2026-08-27T12:00:14.572Z",213279569366426,"1f4e5b3d-e6c8-4e10-9f39-9e11018de9c7",{"_uid":3200,"title":3193,"topics":3201,"noIndex":26,"category":3210,"language":3219,"component":290,"heroMedia":3220,"metaTitle":3221,"publishedAt":3222,"readingTime":3223,"redirectUrl":24,"listingImage":3224,"metaDescription":3231,"bottomArticleCta":3232,"componentsAfterTheArticle":3233},"1aa48761-92ae-4fbf-8b56-8bcb90e53a67",[3202],{"name":480,"created_at":2197,"published_at":16,"updated_at":2198,"id":2199,"uuid":2200,"content":3203,"slug":2202,"full_slug":2203,"sort_by_date":52,"position":2043,"tag_list":3204,"is_startpage":26,"parent_id":2045,"meta_data":52,"group_id":2205,"first_published_at":2047,"release_id":52,"lang":70,"path":52,"alternates":3205,"default_full_slug":2207,"translated_slugs":3206,"_stopResolving":38},{"_uid":2039,"name":480,"component":2040},[],[],[3207,3208,3209],{"path":2207,"name":52,"lang":75,"published":52},{"path":2207,"name":52,"lang":77,"published":52},{"path":2207,"name":52,"lang":70,"published":52},{"name":278,"created_at":279,"published_at":16,"updated_at":280,"id":281,"uuid":282,"content":3211,"slug":290,"full_slug":291,"sort_by_date":52,"position":292,"tag_list":3213,"is_startpage":26,"parent_id":294,"meta_data":52,"group_id":295,"first_published_at":296,"release_id":52,"lang":70,"path":52,"alternates":3214,"default_full_slug":298,"translated_slugs":3215,"_stopResolving":38},{"_uid":284,"icon":3212,"name":278,"component":289},{"id":286,"alt":287,"name":24,"focus":24,"title":24,"filename":288,"copyright":24,"fieldtype":30,"is_external_url":26},[],[],[3216,3217,3218],{"path":298,"name":52,"lang":75,"published":52},{"path":298,"name":52,"lang":77,"published":52},{"path":298,"name":52,"lang":70,"published":52},[70],[],"Libro de facturas emitidas y recibidas: qué contener","2026-08-19 00:00","12",[3225],{"_uid":3226,"asset":3227,"caption":24,"component":312},"00eb54dd-181c-41bb-a81a-1468f0229100",{"id":3228,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":3229,"copyright":24,"fieldtype":30,"meta_data":3230,"is_external_url":26},213575285818614,"https://a.storyblok.com/f/146026/1536x1024/04c594545c/libro-registro-facturas-emitidas-recibidas.png",{},"Libro registro de facturas recibidas: qué datos debe contener, cómo gestionarlo y qué debes revisar para mantener al día tus libros registro del IVA.",[],[3234],{"_uid":3235,"items":3236,"heading":3305,"component":372},"260a9c76-16bd-46cb-9256-480f8dab3c20",[3237,3247,3257,3275,3285,3295],{"_uid":3238,"title":3239,"component":329,"description":3240},"a41c4649-d687-448b-bf01-65362821de65","¿Qué consecuencias puede tener omitir un dato del libro registro?",{"type":47,"content":3241},[3242],{"type":50,"attrs":3243,"content":3244},{"textAlign":52},[3245],{"text":3246,"type":57},"Omitir o registrar de forma incorrecta una información puede dificultar la revisión contable y, según las circunstancias, dar lugar a consecuencias fiscales o sancionadoras. La valoración depende del tipo de error, del registro afectado, del régimen de la empresa y de la normativa vigente. Consulta la información de la Agencia Tributaria o a un asesor fiscal.",{"_uid":3248,"title":3249,"component":329,"description":3250},"1e0b697d-a60b-4b3f-bd6e-b07d61a6ec99","¿Se pueden agrupar varias facturas en un asiento resumen?",{"type":47,"content":3251},[3252],{"type":50,"attrs":3253,"content":3254},{"textAlign":52},[3255],{"text":3256,"type":57},"En determinados supuestos, la normativa permite utilizar asientos resumen. Las condiciones dependen del tipo de factura, la operación, los importes y otros requisitos. No todas las facturas pueden agruparse, por lo que conviene revisar las instrucciones vigentes antes de utilizar este método.",{"_uid":3258,"title":3259,"component":329,"description":3260},"b5737e9c-4d36-42e2-8625-6bbe8a99ae6c","¿Cuánto tiempo deben conservarse las facturas y los libros registro?",{"type":47,"content":3261},[3262],{"type":50,"attrs":3263,"content":3264},{"textAlign":52},[3265,3267,3273],{"text":3266,"type":57},"Las obligaciones de conservación pueden variar según se trate de facturas, libros contables, activos sujetos a regularización u otros documentos. No debe aplicarse un único plazo a todos los casos. La Agencia Tributaria ofrece información sobre la",{"text":3268,"type":57,"marks":3269}," conservación de facturas",[3270],{"type":1048,"attrs":3271},{"href":3272,"uuid":52,"anchor":52,"target":1518,"linktype":34},"https://sede.agenciatributaria.gob.es/Sede/iva/facturacion-registro/facturacion-iva/obligacion-conservar-facturas.html",{"text":3274,"type":57}," y sobre las obligaciones contables y registrales.",{"_uid":3276,"title":3277,"component":329,"description":3278},"e6934227-e274-46d4-97aa-3dea11c63fe1","¿Se puede utilizar Excel para llevar el libro registro?",{"type":47,"content":3279},[3280],{"type":50,"attrs":3281,"content":3282},{"textAlign":52},[3283],{"text":3284,"type":57},"La herramienta utilizada debe permitir recoger la información necesaria, mantener el orden de las anotaciones y conservar la documentación relacionada. Excel puede no ser suficiente para gestionar un volumen elevado de facturas, aprobaciones, documentos y correcciones. La empresa debe confirmar que el sistema elegido se adapta a sus obligaciones y procesos internos.",{"_uid":3286,"title":3287,"component":329,"description":3288},"72ec2867-2ead-49c9-b68b-a5bfe1a09dd6","¿Puede Spendesk sustituir el libro registro de facturas recibidas?",{"type":47,"content":3289},[3290],{"type":50,"attrs":3291,"content":3292},{"textAlign":52},[3293],{"text":3294,"type":57},"No. Spendesk no debe presentarse como un sustituto automático del libro fiscal oficial ni como una herramienta de asesoramiento tributario. Puede ayudar a centralizar facturas de proveedores, extraer y revisar datos, gestionar aprobaciones, conservar la documentación del proceso y preparar información para su exportación al sistema contable. La empresa sigue siendo responsable de validar el registro final y el tratamiento fiscal aplicable.",{"_uid":3296,"title":3297,"component":329,"description":3298},"ce45d85b-586d-43e8-895b-d16c57e3970f","¿Cómo se gestionan las facturas rectificativas?",{"type":47,"content":3299},[3300],{"type":50,"attrs":3301,"content":3302},{"textAlign":52},[3303],{"text":3304,"type":57},"Las facturas rectificativas deben identificarse y relacionarse con la operación original conforme a las reglas aplicables. En Spendesk, el equipo puede gestionar la documentación y el flujo de revisión, pero el tratamiento contable y fiscal debe validarse según las circunstancias de la operación.",[3306],{"cta":3307,"_uid":3308,"title":3309,"eyebrow":3315,"subtitle":3320,"component":127,"textAlign":24,"flexibleSection":3325,"sectionSettings":3326,"displaySeparator":26,"breakLineOnMobile":26,"subtitleLeftBorder":26,"customTitleFontSize":24},[],"37b08c3d-c162-4c57-b3b3-d6d60bdc54aa",{"type":47,"content":3310},[3311],{"type":127,"attrs":3312,"content":3313},{"level":129,"textAlign":52},[3314],{"text":2161,"type":57},{"type":47,"content":3316},[3317],{"type":50,"attrs":3318,"content":3319},{"textAlign":52},[],{"type":47,"content":3321},[3322],{"type":50,"attrs":3323,"content":3324},{"textAlign":52},[],[],[],"libro-registro-facturas-emitidas-recibidas","es/blog/libro-registro-facturas-emitidas-recibidas",-2890,[],"6362c47f-9bce-4f42-9a7d-96ca70dcc919","2026-08-26T16:07:19.051Z",[],"blog/libro-registro-facturas-emitidas-recibidas",[3336,3337,3338],{"path":3334,"name":52,"lang":75,"published":52},{"path":3334,"name":52,"lang":77,"published":52},{"path":3334,"name":52,"lang":70,"published":52},{"name":3340,"created_at":3341,"published_at":3342,"updated_at":3343,"id":3344,"uuid":3345,"content":3346,"slug":3475,"full_slug":3476,"sort_by_date":52,"position":3477,"tag_list":3478,"is_startpage":26,"parent_id":385,"meta_data":52,"group_id":3479,"first_published_at":3480,"release_id":52,"lang":70,"path":52,"alternates":3481,"default_full_slug":3482,"translated_slugs":3483},"Facturas con retención de IRPF: cómo validarlas y pagarlas correctamente desde el equipo de finanzas","2026-08-26T15:56:46.281Z","2026-08-27T14:08:24.833Z","2026-08-27T14:08:24.863Z",213279564983671,"5c88a22e-413e-4b5a-a189-6e7f76a56680",{"_uid":3347,"title":3340,"topics":3348,"noIndex":26,"category":3357,"language":3366,"component":290,"heroMedia":3367,"metaTitle":3368,"publishedAt":3369,"readingTime":2372,"redirectUrl":24,"listingImage":3370,"metaDescription":3377,"bottomArticleCta":3378,"componentsAfterTheArticle":3379},"2e625e42-c16d-4154-bf03-c232bc3dfa31",[3349],{"name":480,"created_at":2197,"published_at":16,"updated_at":2198,"id":2199,"uuid":2200,"content":3350,"slug":2202,"full_slug":2203,"sort_by_date":52,"position":2043,"tag_list":3351,"is_startpage":26,"parent_id":2045,"meta_data":52,"group_id":2205,"first_published_at":2047,"release_id":52,"lang":70,"path":52,"alternates":3352,"default_full_slug":2207,"translated_slugs":3353,"_stopResolving":38},{"_uid":2039,"name":480,"component":2040},[],[],[3354,3355,3356],{"path":2207,"name":52,"lang":75,"published":52},{"path":2207,"name":52,"lang":77,"published":52},{"path":2207,"name":52,"lang":70,"published":52},{"name":278,"created_at":279,"published_at":16,"updated_at":280,"id":281,"uuid":282,"content":3358,"slug":290,"full_slug":291,"sort_by_date":52,"position":292,"tag_list":3360,"is_startpage":26,"parent_id":294,"meta_data":52,"group_id":295,"first_published_at":296,"release_id":52,"lang":70,"path":52,"alternates":3361,"default_full_slug":298,"translated_slugs":3362,"_stopResolving":38},{"_uid":284,"icon":3359,"name":278,"component":289},{"id":286,"alt":287,"name":24,"focus":24,"title":24,"filename":288,"copyright":24,"fieldtype":30,"is_external_url":26},[],[],[3363,3364,3365],{"path":298,"name":52,"lang":75,"published":52},{"path":298,"name":52,"lang":77,"published":52},{"path":298,"name":52,"lang":70,"published":52},[70],[],"Facturas con retención de IRPF: validar y pagar","2026-08-13 00:00",[3371],{"_uid":3372,"asset":3373,"caption":24,"component":312},"151f7118-8129-4073-853c-cb7d6fbd7298",{"id":3374,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":3375,"copyright":24,"fieldtype":30,"meta_data":3376,"is_external_url":26},213606776465376,"https://a.storyblok.com/f/146026/1536x1024/e35b1a092d/facturas-con-retencion-de-irpf.png",{"size":2380},"Facturas con retención de IRPF: cómo validar el porcentaje, revisar la base y aprobar el pago desde el equipo de Finanzas.",[],[3380],{"_uid":3381,"items":3382,"heading":3453,"component":372},"5825f6bb-0a60-427b-9780-9a3436456e50",[3383,3393,3403,3413,3423,3433,3443],{"_uid":3384,"title":3385,"component":329,"description":3386},"2c41ac83-8d9c-40c0-a007-34f8d9bd94ad","¿Todas las facturas de profesionales llevan retención de IRPF?",{"type":47,"content":3387},[3388],{"type":50,"attrs":3389,"content":3390},{"textAlign":52},[3391],{"text":3392,"type":57},"No. La obligación depende del pagador, del tipo de ingreso, de la actividad del proveedor y de las circunstancias de la operación. Que el proveedor sea autónomo o que la factura corresponda a un servicio profesional no basta para aplicar automáticamente una retención.",{"_uid":3394,"title":3395,"component":329,"description":3396},"bd580b26-df21-4199-85a9-dc77a8fb5bf3","¿Cómo se calcula la retención de IRPF en una factura?",{"type":47,"content":3397},[3398],{"type":50,"attrs":3399,"content":3400},{"textAlign":52},[3401],{"text":3402,"type":57},"Como orientación general, se aplica el porcentaje correspondiente sobre la remuneración o base sujeta a retención. En una factura profesional ordinaria, suele tomarse como referencia la base antes del IVA. Los suplidos, gastos repercutidos, descuentos y otros conceptos pueden requerir un tratamiento diferente.",{"_uid":3404,"title":3405,"component":329,"description":3406},"b4e975a6-fdda-4f6b-b4c6-be4e5deab215","¿Qué hago si una factura profesional llega sin retención?",{"type":47,"content":3407},[3408],{"type":50,"attrs":3409,"content":3410},{"textAlign":52},[3411],{"text":3412,"type":57},"No la pagues automáticamente. Comprueba si la operación está sujeta, revisa la situación del proveedor y consulta con la asesoría o la persona responsable de impuestos. Puede ser necesario solicitar una corrección, documentar el porcentaje aplicable o ajustar el proceso de pago y registro.",{"_uid":3414,"title":3415,"component":329,"description":3416},"e0cbee5b-47c5-4e93-b587-4ea85f994655","¿Quién ingresa la retención en Hacienda?",{"type":47,"content":3417},[3418],{"type":50,"attrs":3419,"content":3420},{"textAlign":52},[3421],{"text":3422,"type":57},"Cuando la empresa está obligada a retener, el pagador debe cumplir las obligaciones de ingreso y declaración correspondientes. La gestión puede incluir declaraciones periódicas y resúmenes anuales. El proveedor recibe un certificado con la información necesaria para su declaración.",{"_uid":3424,"title":3425,"component":329,"description":3426},"f0a0ff0f-d530-46cd-ae89-0e336e025935","¿Cómo ayuda Spendesk a gestionar facturas con retención de IRPF?",{"type":47,"content":3427},[3428],{"type":50,"attrs":3429,"content":3430},{"textAlign":52},[3431],{"text":3432,"type":57},"Spendesk ayuda a centralizar las facturas de proveedores, extraer determinados datos mediante OCR, revisar y editar la información, gestionar los flujos de aprobación, programar los pagos y exportar la información al sistema contable, en función de la integración disponible. Esto permite al equipo financiero mantener el proceso organizado y trazable, al tiempo que valida por separado si la factura está sujeta a retención, qué porcentaje resulta aplicable y cuál es el tratamiento fiscal correspondiente.",{"_uid":3434,"title":3435,"component":329,"description":3436},"c80b46e8-fbde-42dc-843b-2ddbe60c6342","¿Puede Spendesk calcular automáticamente la retención de IRPF?",{"type":47,"content":3437},[3438],{"type":50,"attrs":3439,"content":3440},{"textAlign":52},[3441],{"text":3442,"type":57},"No debe presentarse Spendesk como una herramienta que calcula, valida o aplica automáticamente las retenciones de IRPF en España. Spendesk puede ayudar a centralizar facturas, extraer datos estándar, gestionar aprobaciones, programar pagos y exportar información contable. El equipo financiero debe validar el tratamiento fiscal mediante sus procedimientos y sistemas correspondientes.",{"_uid":3444,"title":3445,"component":329,"description":3446},"cc10cb16-b28a-4f80-83d4-5f04e2201f09","¿Cómo se registra una factura con retención?",{"type":47,"content":3447},[3448],{"type":50,"attrs":3449,"content":3450},{"textAlign":52},[3451],{"text":3452,"type":57},"El registro debe distinguir el gasto, el IVA que pueda ser deducible, el importe neto que se paga al proveedor y la retención pendiente de ingreso. Las cuentas y el asiento dependen del plan contable y del ERP de la empresa, por lo que deben confirmarse con el equipo contable o la asesoría.",[3454],{"cta":3455,"_uid":3456,"title":3457,"eyebrow":3463,"subtitle":3468,"component":127,"textAlign":24,"flexibleSection":3473,"sectionSettings":3474,"displaySeparator":26,"breakLineOnMobile":26,"subtitleLeftBorder":26,"customTitleFontSize":24},[],"360fcad8-3e5d-4055-8ca7-dafd01d0167c",{"type":47,"content":3458},[3459],{"type":127,"attrs":3460,"content":3461},{"level":129,"textAlign":52},[3462],{"text":2161,"type":57},{"type":47,"content":3464},[3465],{"type":50,"attrs":3466,"content":3467},{"textAlign":52},[],{"type":47,"content":3469},[3470],{"type":50,"attrs":3471,"content":3472},{"textAlign":52},[],[],[],"facturas-con-retencion-de-irpf","es/blog/facturas-con-retencion-de-irpf",-2880,[],"a9350e98-5a01-42e3-938d-5dc2a4cbbd74","2026-08-26T16:07:17.923Z",[],"blog/facturas-con-retencion-de-irpf",[3484,3485,3486],{"path":3482,"name":52,"lang":75,"published":52},{"path":3482,"name":52,"lang":77,"published":52},{"path":3482,"name":52,"lang":70,"published":52},{"name":3488,"created_at":3489,"published_at":3490,"updated_at":3491,"id":3492,"uuid":3493,"content":3494,"slug":3612,"full_slug":3613,"sort_by_date":52,"position":3614,"tag_list":3615,"is_startpage":26,"parent_id":385,"meta_data":52,"group_id":3616,"first_published_at":3617,"release_id":52,"lang":70,"path":52,"alternates":3618,"default_full_slug":3619,"translated_slugs":3620},"Remesa bancaria: cómo preparar, validar y ejecutar pagos por lotes SEPA","2026-08-26T15:56:45.149Z","2026-08-27T11:48:47.704Z","2026-08-27T11:48:47.735Z",213279560346978,"6ccc0a04-595f-469e-a018-9ece3b97a491",{"_uid":3495,"title":3488,"topics":3496,"noIndex":26,"category":3505,"language":3514,"component":290,"heroMedia":3515,"metaTitle":3516,"publishedAt":3222,"readingTime":2372,"redirectUrl":24,"listingImage":3517,"metaDescription":3524,"bottomArticleCta":3525,"componentsAfterTheArticle":3526},"5436491d-39fc-4e35-aa76-479e172b0f75",[3497],{"name":480,"created_at":2197,"published_at":16,"updated_at":2198,"id":2199,"uuid":2200,"content":3498,"slug":2202,"full_slug":2203,"sort_by_date":52,"position":2043,"tag_list":3499,"is_startpage":26,"parent_id":2045,"meta_data":52,"group_id":2205,"first_published_at":2047,"release_id":52,"lang":70,"path":52,"alternates":3500,"default_full_slug":2207,"translated_slugs":3501,"_stopResolving":38},{"_uid":2039,"name":480,"component":2040},[],[],[3502,3503,3504],{"path":2207,"name":52,"lang":75,"published":52},{"path":2207,"name":52,"lang":77,"published":52},{"path":2207,"name":52,"lang":70,"published":52},{"name":278,"created_at":279,"published_at":16,"updated_at":280,"id":281,"uuid":282,"content":3506,"slug":290,"full_slug":291,"sort_by_date":52,"position":292,"tag_list":3508,"is_startpage":26,"parent_id":294,"meta_data":52,"group_id":295,"first_published_at":296,"release_id":52,"lang":70,"path":52,"alternates":3509,"default_full_slug":298,"translated_slugs":3510,"_stopResolving":38},{"_uid":284,"icon":3507,"name":278,"component":289},{"id":286,"alt":287,"name":24,"focus":24,"title":24,"filename":288,"copyright":24,"fieldtype":30,"is_external_url":26},[],[],[3511,3512,3513],{"path":298,"name":52,"lang":75,"published":52},{"path":298,"name":52,"lang":77,"published":52},{"path":298,"name":52,"lang":70,"published":52},[70],[],"Remesa bancaria: pagos por lotes SEPA paso a paso",[3518],{"_uid":3519,"asset":3520,"caption":24,"component":312},"bdb2b03d-41db-4631-8c55-4216da6d5807",{"id":3521,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":3522,"copyright":24,"fieldtype":30,"meta_data":3523,"is_external_url":26},213568956928241,"https://a.storyblok.com/f/146026/1536x1024/bc8f0d035d/remesa-bancaria-pagos-sepa.png",{"size":2380},"Descubre qué es una remesa bancaria y cómo preparar y validar pagos por lotes SEPA para controlar la tesorería y cumplir los plazos en España.",[],[3527],{"_uid":3528,"items":3529,"heading":3590,"component":372},"012c98e0-9fca-4750-9f7b-ffe4287f4886",[3530,3540,3550,3560,3570,3580],{"_uid":3531,"title":3532,"component":329,"description":3533},"db6175cd-5ce0-4e60-8f83-a8d71b0d451a","¿Qué es una remesa bancaria?",{"type":47,"content":3534},[3535],{"type":50,"attrs":3536,"content":3537},{"textAlign":52},[3538],{"text":3539,"type":57},"Una remesa bancaria es un conjunto de órdenes de pago que se preparan para una fecha determinada. Permite reunir varias operaciones, revisar sus datos y enviarlas o ejecutarlas siguiendo el proceso definido por la empresa y su banco.",{"_uid":3541,"title":3542,"component":329,"description":3543},"7b6e2547-866c-4aa4-94fe-1ba719fce755","¿Cómo hacer una remesa bancaria con Spendesk?",{"type":47,"content":3544},[3545],{"type":50,"attrs":3546,"content":3547},{"textAlign":52},[3548],{"text":3549,"type":57},"Con Spendesk, el equipo puede gestionar las facturas, revisar las aprobaciones, seleccionar varios pagos y programarlos para una misma fecha, según la configuración disponible. También puede exportar un fichero XML SEPA con los pagos seleccionados para cargarlo posteriormente en el entorno bancario de la empresa. La disponibilidad de cada función depende de la entidad, el plan y la configuración contratada.",{"_uid":3551,"title":3552,"component":329,"description":3553},"9d056b95-01ee-4eb4-9798-aa1c16cdd47e","¿Cómo validar un fichero SEPA antes de enviarlo al banco?",{"type":47,"content":3554},[3555],{"type":50,"attrs":3556,"content":3557},{"textAlign":52},[3558],{"text":3559,"type":57},"Revisa los datos del ordenante y de los beneficiarios, los IBAN, los importes, las fechas, los conceptos y las autorizaciones. Comprueba también que no haya operaciones duplicadas y que el contenido del fichero coincida con las facturas aprobadas. La validación final corresponde al banco o al proveedor de servicios de pago que reciba el archivo.",{"_uid":3561,"title":3562,"component":329,"description":3563},"c69192e6-c3f8-463d-93f7-d19cde724f1f","¿Cómo se contabilizan las remesas bancarias?",{"type":47,"content":3564},[3565],{"type":50,"attrs":3566,"content":3567},{"textAlign":52},[3568],{"text":3569,"type":57},"El proceso depende de si la remesa corresponde a pagos o cobros, del plan contable, del sistema utilizado y del momento en que se reconoce la operación. El equipo contable debe definir cómo registrar la orden, la ejecución, la liquidación y la conciliación.",{"_uid":3571,"title":3572,"component":329,"description":3573},"4e7e8316-9c24-4d8f-9d8e-7860a27b2941","¿Qué asiento contable corresponde a una remesa bancaria?",{"type":47,"content":3574},[3575],{"type":50,"attrs":3576,"content":3577},{"textAlign":52},[3578],{"text":3579,"type":57},"No existe un asiento único aplicable a todas las empresas. El asiento contable de una remesa bancaria depende del tipo de operación, del plan contable y del procedimiento definido por la empresa. Conviene confirmarlo con el equipo contable o la asesoría correspondiente.",{"_uid":3581,"title":3582,"component":329,"description":3583},"e15fc1b0-9632-4937-bc5f-8ef99e3411e5","¿Cómo se gestionan las remesas bancarias en un ERP?",{"type":47,"content":3584},[3585],{"type":50,"attrs":3586,"content":3587},{"textAlign":52},[3588],{"text":3589,"type":57},"La gestión depende de las integraciones y exportaciones disponibles. Antes de configurarla, conviene comprobar qué información se transfiere, cómo se actualizan los estados de pago y qué pasos de importación o conciliación siguen siendo manuales. Descubre cómo Spendesk conecta las solicitudes de compra, las aprobaciones, las facturas y los pagos en un flujo de control para equipos financieros.",[3591],{"cta":3592,"_uid":3593,"title":3594,"eyebrow":3600,"subtitle":3605,"component":127,"textAlign":24,"flexibleSection":3610,"sectionSettings":3611,"displaySeparator":26,"breakLineOnMobile":26,"subtitleLeftBorder":26,"customTitleFontSize":24},[],"012e0fa8-37f0-4bad-b593-fd7ada48f302",{"type":47,"content":3595},[3596],{"type":127,"attrs":3597,"content":3598},{"level":129,"textAlign":52},[3599],{"text":2161,"type":57},{"type":47,"content":3601},[3602],{"type":50,"attrs":3603,"content":3604},{"textAlign":52},[],{"type":47,"content":3606},[3607],{"type":50,"attrs":3608,"content":3609},{"textAlign":52},[],[],[],"remesa-bancaria-pagos-sepa","es/blog/remesa-bancaria-pagos-sepa",-2870,[],"84461d25-ba00-4b9e-ae0c-5151ea52266d","2026-08-26T16:07:16.812Z",[],"blog/remesa-bancaria-pagos-sepa",[3621,3622,3623],{"path":3619,"name":52,"lang":75,"published":52},{"path":3619,"name":52,"lang":77,"published":52},{"path":3619,"name":52,"lang":70,"published":52},{"name":3625,"created_at":3626,"published_at":3627,"updated_at":3628,"id":3629,"uuid":3630,"content":3631,"slug":3738,"full_slug":3739,"sort_by_date":52,"position":3740,"tag_list":3741,"is_startpage":26,"parent_id":385,"meta_data":52,"group_id":3742,"first_published_at":3743,"release_id":52,"lang":70,"path":52,"alternates":3744,"default_full_slug":3745,"translated_slugs":3746},"Factura intracomunitaria: IVA y cómo contabilizarla en España","2026-08-26T15:56:44.073Z","2026-08-27T11:29:16.330Z","2026-08-27T11:29:16.353Z",213279555935584,"34fcac11-2af5-40c6-b196-b07f8b1d0174",{"_uid":3632,"title":3625,"topics":3633,"noIndex":26,"category":3642,"language":3651,"component":290,"heroMedia":3652,"metaTitle":3653,"publishedAt":3654,"readingTime":3655,"redirectUrl":24,"listingImage":3656,"metaDescription":3663,"bottomArticleCta":3664,"componentsAfterTheArticle":3665},"16ff30af-2904-477d-b075-c17a7cf9bf97",[3634],{"name":480,"created_at":2197,"published_at":16,"updated_at":2198,"id":2199,"uuid":2200,"content":3635,"slug":2202,"full_slug":2203,"sort_by_date":52,"position":2043,"tag_list":3636,"is_startpage":26,"parent_id":2045,"meta_data":52,"group_id":2205,"first_published_at":2047,"release_id":52,"lang":70,"path":52,"alternates":3637,"default_full_slug":2207,"translated_slugs":3638,"_stopResolving":38},{"_uid":2039,"name":480,"component":2040},[],[],[3639,3640,3641],{"path":2207,"name":52,"lang":75,"published":52},{"path":2207,"name":52,"lang":77,"published":52},{"path":2207,"name":52,"lang":70,"published":52},{"name":278,"created_at":279,"published_at":16,"updated_at":280,"id":281,"uuid":282,"content":3643,"slug":290,"full_slug":291,"sort_by_date":52,"position":292,"tag_list":3645,"is_startpage":26,"parent_id":294,"meta_data":52,"group_id":295,"first_published_at":296,"release_id":52,"lang":70,"path":52,"alternates":3646,"default_full_slug":298,"translated_slugs":3647,"_stopResolving":38},{"_uid":284,"icon":3644,"name":278,"component":289},{"id":286,"alt":287,"name":24,"focus":24,"title":24,"filename":288,"copyright":24,"fieldtype":30,"is_external_url":26},[],[],[3648,3649,3650],{"path":298,"name":52,"lang":75,"published":52},{"path":298,"name":52,"lang":77,"published":52},{"path":298,"name":52,"lang":70,"published":52},[70],[],"Factura intracomunitaria: IVA y contabilización","2026-08-11 00:00","18",[3657],{"_uid":3658,"asset":3659,"caption":24,"component":312},"4fdb0800-f3af-453e-975c-6635e5eaf37e",{"id":3660,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":3661,"copyright":24,"fieldtype":30,"meta_data":3662,"is_external_url":26},213567525388398,"https://a.storyblok.com/f/146026/1536x1024/9621cc880e/factura-intracomunitaria.png",{},"Factura intracomunitaria: aprende a revisar el IVA, aplicar la inversión del sujeto pasivo y contabilizar las compras a proveedores de la Unión Europea.",[],[3666],{"_uid":3667,"items":3668,"heading":3716,"component":372},"156d09f6-b7f5-4dbe-a86d-04588ea27a93",[3669,3679,3689,3699],{"_uid":3670,"title":3671,"component":329,"description":3672},"6ebb716a-e3b9-43ec-985e-fe7611746bca","¿Qué pasa si el proveedor o mi empresa no están dados de alta en el ROI o no aparecen en VIES?",{"type":47,"content":3673},[3674],{"type":50,"attrs":3675,"content":3676},{"textAlign":52},[3677],{"text":3678,"type":57},"No existe una respuesta automática para todos los casos. Comprueba si el número se ha introducido correctamente, si el operador está activado para operaciones intracomunitarias y si la inscripción es reciente. En una entrega intracomunitaria de bienes, la ausencia de un número de IVA válido puede impedir aplicar la exención. En los servicios, el tratamiento depende también de la condición del cliente, el tipo de servicio y la regla de localización aplicable. Si la factura parece incorrecta, solicita al proveedor que confirme sus datos o emita una factura rectificativa. No apliques automáticamente un tipo de IVA extranjero o español sin revisar la operación.",{"_uid":3680,"title":3681,"component":329,"description":3682},"d929dcff-cea6-4ab2-bc9f-b1454eb915fc","¿Una operación intracomunitaria es lo mismo que una importación de fuera de la UE?",{"type":47,"content":3683},[3684],{"type":50,"attrs":3685,"content":3686},{"textAlign":52},[3687],{"text":3688,"type":57},"No. Una adquisición intracomunitaria se refiere, principalmente, a bienes transportados entre estados miembros o a determinados servicios B2B entre empresas de distintos países. Una importación se refiere a la entrada de bienes desde terceros países o territorios fuera del territorio comunitario del IVA y se tramita mediante Aduana. Una compra de servicios a un proveedor establecido fuera de la Unión Europea no es automáticamente una importación. Puede estar sujeta a las reglas españolas de localización de servicios y, en determinados casos, a la inversión del sujeto pasivo.",{"_uid":3690,"title":3691,"component":329,"description":3692},"17dd4ac9-4f17-4dae-91a7-f82f56b9e245","¿Cómo recupero el IVA soportado en otro país de la Unión Europea?",{"type":47,"content":3693},[3694],{"type":50,"attrs":3695,"content":3696},{"textAlign":52},[3697],{"text":3698,"type":57},"Una empresa establecida en España puede solicitar, si cumple los requisitos, la devolución del IVA soportado en otro estado miembro mediante el Modelo 360. El importe mínimo de IVA solicitado es de 400 € cuando la solicitud cubre un periodo de al menos tres meses, pero inferior a un año. El mínimo es de 50 € cuando la solicitud corresponde a un año natural completo o al periodo restante de un año. El plazo general de presentación termina el 30 de septiembre del año siguiente al que corresponden las cuotas. Estos umbrales se refieren al importe de IVA solicitado en la reclamación, no al importe de una factura individual. Las condiciones concretas también pueden depender del Estado miembro que debe efectuar la devolución.",{"_uid":3700,"title":3701,"component":329,"description":3702},"f951bfc8-21a7-4052-9f5a-910ecebe2971","¿El tratamiento cambia entre bienes y servicios?",{"type":47,"content":3703},[3704],{"type":50,"attrs":3705,"content":3706},{"textAlign":52},[3707,3709,3715],{"text":3708,"type":57},"Sí. En una adquisición intracomunitaria de bienes deben analizarse el transporte, la condición fiscal de las partes, la identificación para operaciones intracomunitarias y las reglas de exención aplicables a la entrega en origen. En los servicios B2B, la regla general suele localizar el servicio donde está establecido el cliente, pero existen reglas especiales para determinados servicios. Por eso no conviene aplicar automáticamente el mismo tratamiento a una factura de mercancías, una licencia de software, un servicio relacionado con un inmueble o una entrada a un evento. 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De este modo, los equipos financieros pueden controlar el gasto tanto antes como después del pago desde una única plataforma.",{"_uid":4068,"title":4069,"component":329,"description":4070},"5cabb65a-b793-435d-bff6-ebf93b9e943c","¿Es Spendesk una alternativa a SAP Concur y Expensify?",{"type":47,"content":4071},[4072],{"type":50,"attrs":4073,"content":4074},{"textAlign":52},[4075],{"text":4076,"type":57},"Spendesk puede ser una alternativa a SAP Concur y Expensify para las empresas que buscan conectar el control previo del gasto con los medios de pago, las aprobaciones y la contabilidad.",{"_uid":4078,"title":4079,"component":329,"description":4080},"c0b35a61-f544-42af-9fbc-857406fc2d4f","¿Qué tipos de gastos se pueden gestionar con Spendesk?",{"type":47,"content":4081},[4082],{"type":50,"attrs":4083,"content":4084},{"textAlign":52},[4085],{"text":4086,"type":57},"Con Spendesk se pueden gestionar distintos tipos de gastos, como compras realizadas con tarjetas físicas o virtuales, suscripciones, viajes, reembolsos a empleados, facturas de proveedores y solicitudes de compra. También es posible asociar los gastos a presupuestos, centros de coste y flujos de aprobación, según los permisos y la configuración contratada.",{"_uid":4088,"title":4089,"component":329,"description":4090},"5e01558c-4065-4774-96d1-cef60950c73c","¿Pueden las empresas españolas usar Spendesk para gestionar facturas y proveedores?",{"type":47,"content":4091},[4092],{"type":50,"attrs":4093,"content":4094},{"textAlign":52},[4095],{"text":4096,"type":57},"Spendesk permite centralizar las facturas de proveedores, revisar su información, enviarlas para su aprobación y gestionar determinados pagos desde la plataforma. Antes de contratar el servicio, la empresa debe confirmar que los métodos de pago, las divisas, los flujos de aprobación y las integraciones disponibles son compatibles con su entidad, país y plan.",{"_uid":4098,"title":4099,"component":329,"description":4100},"a59d0005-23d9-40bc-bb55-d3f98f4332a4","¿Spendesk garantiza el cumplimiento fiscal y contable en España?",{"type":47,"content":4101},[4102],{"type":50,"attrs":4103,"content":4104},{"textAlign":52},[4105],{"text":4106,"type":57},"No. Spendesk puede ayudar a organizar la documentación, aplicar controles y preparar la información para la contabilidad, pero no garantiza por sí sola el cumplimiento de obligaciones relacionadas con el IVA, las retenciones del IRPF, el SII, el RRSIF, VeriFactu, TicketBAI o la facturación electrónica B2B. La disponibilidad de determinadas funciones e integraciones puede variar, por lo que conviene revisar cada caso con la asesoría fiscal y contable de la empresa.",[4108],{"cta":4109,"_uid":4110,"title":4111,"eyebrow":4117,"subtitle":4122,"component":127,"textAlign":24,"flexibleSection":4127,"sectionSettings":4128,"displaySeparator":26,"breakLineOnMobile":26,"subtitleLeftBorder":26,"customTitleFontSize":24},[],"421434a0-cc90-4786-b081-ba27c44546c2",{"type":47,"content":4112},[4113],{"type":127,"attrs":4114,"content":4115},{"level":129,"textAlign":52},[4116],{"text":2161,"type":57},{"type":47,"content":4118},[4119],{"type":50,"attrs":4120,"content":4121},{"textAlign":52},[],{"type":47,"content":4123},[4124],{"type":50,"attrs":4125,"content":4126},{"textAlign":52},[],[],[],"alternativas-sap-concur-expensify","es/blog/alternativas-sap-concur-expensify",-2830,[],"27cc1530-cc35-42e1-b90b-61456e84a35c","2026-08-26T16:07:12.333Z",[],"blog/alternativas-sap-concur-expensify",[4138,4139,4140],{"path":4136,"name":52,"lang":75,"published":52},{"path":4136,"name":52,"lang":77,"published":52},{"path":4136,"name":52,"lang":70,"published":52},[4142,4143,4144,4145],["Reactive",3896],["Reactive",4013],["Reactive",3054],["Reactive",2023],1787990280665]